175 Petersham Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 175 Petersham Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,010 sqft · built 1939
Lot Size	42.4 acres (1,850,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2025)
Tax Bill	$4,414 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2026 Mortgage + 3 more
APN	`PHIL M:00020 L:00003`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00020 L:00003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	4,016 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,850,278 sqft (42.4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	175 PETERSHAM RD
City	PHILLIPSTON
State	MA
Zip	01331-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	3
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1044
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit ATHOL CREDIT UNION
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 13, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2025	Quit Claim Deed, Transfer
Sep 15, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Jun 13, 2025 · Amount on Record
Deed Document Number	202599096
Deed Book / Page	72821 / 375
Prior Transfer Date	Jun 10, 2025
Prior Transfer Doc	0072119-99
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Recording Date	Sep 15, 2026
Property Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743
Document Number	0000080422
Book / Page	74165 / 375
Instrument Date	Sep 10, 2026
Instrument	202680422
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743

Mortgage

Document Number	0000080422,
Date	Sep 15, 2026
Book Page	74165/375
Instrument	202680422

Lender

Name	ATHOL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Recording Date	Aug 26, 2026
Property Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743
Document Number	0000074400
Book / Page	74083 / 364
Instrument Date	Aug 26, 2026
Instrument	202674400
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743

Mortgage

Document Number	0000074400,
Date	Aug 26, 2026
Book Page	74083/364
Instrument	202674400

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2055

Interest

Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Nov 13, 2025
Property Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743
Document Number	072821-375
Book / Page	72821 / 375
Instrument Date	Nov 13, 2025
Instrument	99096
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743

Mortgage

Document Number	0000099097
Date	Nov 13, 2025
Instrument	99097

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Jun 13, 2025
Property Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743
Document Number	0072119-99
Book / Page	72119 / 99
Instrument Date	Jun 10, 2025
Instrument	48062
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 NASHUA RD, SHARON, NH 03458-7102

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Sep 15, 2020
Property Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743
Document Number	63254-307
Book / Page	63254 / 307
Instrument Date	Aug 25, 2020
Instrument	106199
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	175 PETERSHAM RD, PHILLIPSTON, MA 01331-9743

Mortgage

Document Number	106200
Date	Sep 15, 2020
Instrument	106200

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,414.00 (+5.1%)	$403,100 (+8.16%) Land $79,600 Building $323,500	$601,825 (-)
2025	$4,200.00 (+9.83%)	$372,700 (+16.76%) Land $104,400 Building $268,300	$601,825 (-31.09%)
2024	$3,824.00 (-0.62%)	$319,200 (+6.51%) Land $98,600 Building $220,600	$873,335
2023	$3,848.00	$299,700 Land $98,600 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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