175 Pear Tree Rd, Troy, MO 63379 Property Records

Lincoln County property record for 175 Pear Tree Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1993
Lot Size	4.67 acres (203,861 sqft)
Owner	Individual Name on Record
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-10-000-000-011.003`

Property Details

APN / Parcel Number

Primary APN	`19-20-10-000-000-011.003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Basement Area	1,400 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	203,861 sqft (4.67 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	175 PEAR TREE RD
City	TROY
State	MO
Zip	63379-2274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.68 AC BEING PT OF W1/2 OF NW1/4 SEC 10
Legal Range	01W
Legal Township	48
Legal Section	10
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3038
Census Tract	810203

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	175 PEAR TREE RD, TROY, MO 63379-2274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022
Deed Sale	Jun 21, 2022
Prior Sale	Nov 17, 2005
Deed Document Number	2022006473
Deed Book / Page	2480 / 728
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 21, 2022
Property Address	175 PEAR TREE RD, TROY, MO 63379-2274
Document Number	002480/728
Book / Page	2480 / 728
Instrument Date	Jun 17, 2022
Instrument	2022006473
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 PEAR TREE RD, 175, TROY, MO 63379-2274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PEAR TREE RD, TROY, MO 63379-2274

Mortgage

Document Number	2022006474
Date	Jun 21, 2022
Instrument	2022006474

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	175 PEAR TREE RD, TROY, MO 63379-2274
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2445/416
Date	Apr 9, 2020
Book Page	2445/416
Instrument	2020003425

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	175 PEAR TREE RD, TROY, MO 63379-2274
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2419/0600
Date	Feb 5, 2018
Book Page	2419/0600
Instrument	2018000951

Lender

Name	PNC BANK NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00 (+5.71%)	$36,669 (+7.18%) Land $7,306 Building $29,363	$192,990 (+7.18%) Land $38,450 Building $154,540
2023	$2,120.00 (+3.77%)	$34,211 Land $6,745 Building $27,466	$180,060 Land $35,500 Building $144,560
2022	$2,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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