175 Orchard Ln, Upland, CA 91786 Property Records

San Bernardino County property record for 175 Orchard Ln, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,777 sqft · built 1951
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (May 2023)
Tax Bill	$8,572 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1047-042-08-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-042-08-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,777 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	1,777 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	380 sqft

Exterior Amenities

Porch	Patio/Porch
Porch Area	75 sqft
Patio Area	75 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	175 ORCHARD LN
City	UPLAND
State	CA
Zip	91786-6559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3639 LOT 34
Legal Subdivision	TRACT NO 3639
Legal Tract	3639
Legal Block	1
Legal Lot Number	34
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1003
Census Tract	826

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 ORCHARD LN, UPLAND, CA 91786-6559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 23, 2023	Grant Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Jan 3, 2005 · Amount on Record
Deed Document Number	2023124714
Prior Transfer Date	Dec 9, 2004
Prior Transfer Doc	0000002230
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	175 ORCHARD LN, UPLAND, CA 91786-6559
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ORCHARD LN, UPLAND, CA 91786-6559

Mortgage

Document Number	0000315193
Date	Dec 26, 2025
Instrument	2025-0315193

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	PLACENTIA, CA 92870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	175 ORCHARD LN, UPLAND, CA 91786-6559
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ORCHARD LN, UPLAND, CA 91786-6559

Mortgage

Document Number	0000244182
Date	Oct 3, 2023
Instrument	2023-0244182

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2023
Property Address	175 ORCHARD LN, UPLAND, CA 91786-6559
Document Number	0000124714
Map Reference	MB 48 PG 14&15
Instrument Date	Apr 26, 2023
Instrument	2023-0124714
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	NOT AVAILABLE, PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	175 ORCHARD LN, UPLAND, CA 91786-6559

Mortgage

Document Number	0000124715
Date	May 23, 2023
Instrument	2023-0124715

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	175 ORCHARD LN, UPLAND, CA 91786-6559
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ORCHARD LN, UPLAND, CA 91786-6559

Mortgage

Document Number	0000146362
Date	Mar 31, 2021
Instrument	2021-0146362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$802,357 (+2%) Land $226,568 Building $575,789
2025	$8,572.00 (+81.8%) Homeowner's exemption	$786,624 (+82.34%) Land $222,125 Building $564,499
2023	$4,715.00 (+2.23%) Homeowner's exemption	$431,415 Land $150,996 Building $280,419
2022	$4,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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