175 N Mechanic St, Cumberland, MD 21502 Property Records

Allegany County property record for 175 N Mechanic St, Cumberland, MD 21502

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details1,744 sqft · built 1920
Lot Size0.042 acres (1,824 sqft)
OwnerIndividual Name on Record
Last Sale$21,900 (Jan 1988)
Tax Bill$510 (2025)
Flood ZoneZone X (moderate risk)
APN14-004718

Property Details

APN / Parcel Number

Primary APN14-004718
Alternative APN
  • 004718

Interior

Units2 Units
Stories2 Stories
Building Area1,744 sqft Total Area
1st Floor Area1,744 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeConcrete
Lot Area1,824 sqft (0.042 acres)
Lot Dimensions48 ft deep x 38 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number004718
Street Address175 N MECHANIC ST
CityCUMBERLAND
StateMD
Zip21502-2315
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeB-CBD
Legal Description175-177-179 N MECHANIC ST 38X48 PT LOT 220
Legal SubdivisionCUMBERLAND
Legal Lot Number220
JurisdictionALLEGANY MD
Township / Civil Division14, CUMBERLAND
Census Block Group2
Census Block2021
Census Tract1000

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address151 N CENTRE ST, CUMBERLAND, MD 21502-2321
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 1988 · Amount on Record
Deed SaleJan 14, 1988 · Amount on Record
Deed Book / Page569 / 322
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,600 (+17.91%) Land $7,200 Building $51,400$58,600 (+17.91%) Land $7,200 Building $51,400
2025$510.00 (+10.39%)
2023$462.00$49,700 Land $10,000 Building $39,700$49,700 Land $10,000 Building $39,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–1995)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Crowsnest Broadband.

Nearby Properties on N Mechanic St

Nearby Streets

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