Madison County property record for 175 Mountain View Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.52 acres (22,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Oct 2026) |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-0001-0035 |
| Primary APN | 072B-0001-0035 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,680 sqft (0.52 acres) |
|---|
| Account Number | 56775 |
|---|---|
| Street Address | 175 MOUNTAIN VIEW DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW ESTS LOT 70 |
| Legal Subdivision | MOUNTAIN VIEW EST |
| Legal Block | C |
| Legal Lot Number | 70 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10901 |
Source: Madison County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 175 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed, Transfer · Conventional Mortgage PARK COMMUNITY CREDIT UNION |
| Oct 26, 2022 | Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on Record |
| Deed Sale | Oct 2, 2026 · Amount on Record |
| Prior Sale | Oct 26, 2022 · Amount on Record |
| Deed Document Number | 202614380406 |
| Deed Book / Page | 889 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 175 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Document Number | 0014380406 |
| Book / Page | 889 / 104 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202614380406 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,715.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 175 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Document Number | 0014380406, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 2505/726 |
| Instrument | 202614380406 |
| Name | PARK COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 26, 2022 |
| Property Address | 175 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Document Number | 00D830/644 |
| Book / Page | D830 / 644 |
| Map Reference | CAB 4 SL 133 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2014117369 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 GRANT AVE, 245, COCOA BEACH, FL 32931-4021 |
| Name | Verified Name |
|---|---|
| Address | 175 MOUNTAIN VIEW DR, BEREA, KY 40403-9731 |
| Document Number | 2014117370 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2014117370 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,744.00 (-2.79%) | $185,000 (-) | $185,000 (-) |
| 2023 | $1,794.00 | $185,000 | $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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