175 Main St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 175 Main St, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1876
Lot Size	0.137 acres (5,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (May 2022)
Tax Bill	$7,765 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINT M:054 L:021`

Property Details

APN / Parcel Number

Primary APN	`WINT M:054 L:021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,630 sqft Living Area
Gross Area	3,252 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,969 sqft (0.137 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	175 MAIN ST
City	WINTHROP
State	MA
Zip	02152-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND WINTHROP
Legal Lot Number	21
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	4
Census Block	4001
Census Tract	180200

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 MAIN ST, WINTHROP, MA 02152-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
Jan 18, 2019	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	202246629
Deed Book / Page	67720 / 15
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	May 31, 2022
Property Address	175 MAIN ST, WINTHROP, MA 02152-2736
Document Number	0067720-15
Book / Page	67720 / 15
Instrument Date	May 31, 2022
Instrument	46629
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	175 MAIN ST, WINTHROP, MA 02152-2736

Mortgage

Document Number	0000046630
Date	May 31, 2022
Instrument	46630

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jan 18, 2019
Property Address	175 MAIN ST, WINTHROP, MA 02152-2736
Document Number	60657-266
Book / Page	060657 / 000266
Instrument Date	Jan 8, 2019
Instrument	4449
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,983.60
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 MAIN ST WINTHROP MA 021522736, WINTHROP, MA 02152-2736

Mortgage

Document Number	60657-269
Date	Jan 18, 2019
Book Page	060657/000269
Instrument	4450

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,765.00 (+15.64%)	$697,000 (+7.12%) Land $337,800 Building $359,200	$730,259 (-10.17%)
2025	$6,715.00 (-2.58%)	$650,700 (-1.63%) Land $321,700 Building $329,000
2024	$6,893.00 (+19.92%)	$661,500 (+23.14%) Land $309,200 Building $352,300	$812,915
2023	$5,748.00	$537,200 Land $283,000 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	58 units insured incl. 48 condo units
Nearby Flood Claims	20 (1978–2018)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile.

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