175 Main St, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 175 Main St, Rockport, MA 01966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1986
Lot Size	0.385 acres (16,771 sqft)
Owner	2 Trust Names on File
Last Sale	$219,000 (Nov 1998)
Tax Bill	$5,956 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROCK M:12 B:33B`

Property Details

APN / Parcel Number

Primary APN	`ROCK M:12 B:33B`
Alternative APNs	`RPRT M:12 B:33B` `1090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	2,949 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,771 sqft (0.385 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1090
Street Address	175 MAIN ST
City	ROCKPORT
State	MA
Zip	01966-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	33B
Legal Lot Number	33B
Jurisdiction	ROCKPORT MA
Township / Civil Division	ROCKPORT
Census Block Group	2
Census Block	2004
Census Tract	220102

Owner

175 Main St is owner-occupied and held in a trust since March 2022.

Source: Essex County and Rockport Town records, as of October 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	175 MAIN ST, ROCKPORT, MA 01966-2026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Mar 18, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Oct 22, 2018	Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 1998 · Amount on File
Deed Sale	Nov 2, 1998 · Amount on File
Deed Book / Page	15210 / 494
Last Transfer Date	Mar 1, 2022
Transfer Doc	040800-548
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Recording Date	Sep 22, 2026
Property Address	175 MAIN ST, ROCKPORT, MA 01966-2026
Document Number	0000001270
Book / Page	43641 / 525
Instrument Date	Sep 17, 2026
Instrument	20261270
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001270,
Date	Sep 22, 2026
Book Page	43641/525
Instrument	20261270

Lender

Name	CAPE ANN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKPORT MA
Recording Date	Mar 18, 2022
Property Address	175 MAIN ST, ROCKPORT, MA 01966-2026
Document Number	040800-548
Book / Page	40800 / 548
Instrument Date	Mar 1, 2022
Instrument	20220318002750
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 MAIN ST, ROCKPORT, MA 01966-2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKPORT MA
Recording Date	Oct 22, 2021
Property Address	175 MAIN ST, ROCKPORT, MA 01966-2026
Document Number	040406-106
Book / Page	40406 / 106
Instrument Date	Oct 18, 2021
Instrument	20211022002860
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	175 MAIN ST, ROCKPORT, MA 01966-2026

Mortgage

Document Number	040406-108
Date	Oct 22, 2021
Book Page	40406/108
Instrument	20211022002870

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	175 MAIN ST, ROCKPORT, MA 01966-2026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37097-162
Date	Oct 22, 2018
Book Page	37097/162
Instrument	181022003460

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 175 Main St was $5,956, up 7.3% from the year before.

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rockport Town
Unified School District	Rockport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,956.00 (+7.26%)	$679,900 (+3.09%) Land $235,400 Building $444,500	$749,550
2024	$5,553.00 (-1.12%)	$659,500 (+10.75%) Land $225,200 Building $434,300
2023	$5,616.00	$595,500 Land $214,400 Building $381,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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