Essex County and Beverly City property record for 175 Lothrop St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1880 |
| Lot Size | 0.088 acres (3,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jan 2026) |
| Tax Bill | $7,923 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,744 sqft |
| Basement Area | 906 sqft |
| Unfinished Basement | 906 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,842 sqft (0.088 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3211 |
|---|---|
| Street Address | 175 LOTHROP ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 187 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 217500 |
Source: Essex County and Beverly City records · APN R10
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 175 LOTHROP ST, BEVERLY, MA 01915-3763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 08, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Jun 08, 2021 · Amount on Record |
| Deed Book / Page | 43186 / 382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jan 20, 2026 |
| Property Address | 175 LOTHROP ST, BEVERLY, MA 01915-3763 |
| Document Number | 043186-382 |
| Book / Page | 43186 / 382 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 20260120002160 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 175 LOTHROP ST, BEVERLY, MA 01915-3763 |
| Document Number | 20260120002170 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 20260120002170 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jun 08, 2021 |
| Property Address | 175 LOTHROP ST, BEVERLY, MA 01915-3763 |
| Document Number | 039959-294 |
| Book / Page | 39959 / 294 |
| Instrument Date | Jun 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 175 LOTHROP ST, BEVERLY, MA 01915-3763 |
| Document Number | 0039959296 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 39959/296 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,923.00 (+5.98%) | $720,900 (+8.29%) Land $430,200 Building $290,700 | $794,200 |
| 2024 | $7,476.00 (+4.04%) | $665,700 (+4.31%) Land $375,000 Building $290,700 | |
| 2023 | $7,186.00 | $638,200 Land $347,500 Building $290,700 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 506 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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