175 Lopez St, Waco, TX 76705 Property Records

McLennan County property record for 175 Lopez St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1957
Lot Size	0.239 acres (10,401 sqft)
Owner	2 Individual Names on Record
Tax Bill	$337 (2025)
Deeds & Mortgages	Dec 2023 Sale Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-001000-001200-0`

Property Details

APN / Parcel Number

Primary APN	`28-001000-001200-0`
Alternative APNs	`2800100000120000111` `121629`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	820 sqft Living Area
1st Floor Area	820 sqft
Flooring	Wood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	10,401 sqft (0.239 acres)
Lot Dimensions	104 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Driveway	Concrete Driveway
Driveway Area	630 sqft
Porch	Open Porch
Porch Area	20 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	175 LOPEZ ST
City	WACO
State	TX
Zip	76705-3177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ALAMO GARDENS 2 LOT 5 6 BLOCK 2 ACRES .2388
Legal Subdivision	ALAMO GARDENS 2
Legal Block	2
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4003
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 LOPEZ ST, WACO, TX 76705-3177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed, Transfer
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU
Aug 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2023
Transfer Doc	0000038007
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 14, 2023
Property Address	175 LOPEZ ST, WACO, TX 76705-3177
Document Number	0000038007
Map Reference	VOL 728 PG 13
Instrument Date	Dec 13, 2023
Instrument	2023038007
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 LOPEZ ST, WACO, TX 76705-3177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 PARADISE ISLAND RD, WACO, TX 76705-7408

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	175 LOPEZ ST, WACO, TX 76705-3177
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004574
Date	Feb 4, 2021
Instrument	2021004574

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	76970

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 5, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 21, 2017
Property Address	175 LOPEZ ST, WACO, TX 76705-3177
Document Number	0000027468
Instrument Date	Aug 21, 2017
Instrument	27468
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	424 W CRAVEN AVE WACO TX 767051212, WACO, TX 76705-1212

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,038 (+1%)	$131,101 (+3.53%) Land $30,891 Building $100,210
2025	$337.00 (+23.9%) Homeowner's exemption Senior Citizen's exemption	$72,762 (-34.87%) Land $28,080 Building $98,550	$126,630 (+13.35%) Land $28,080 Building $98,550
2024	$272.00 (+28.3%)
2023		$111,720 Land $28,080 Building $83,640	$111,720 Land $28,080 Building $83,640
2022	$212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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