Union County and Union Township property record for 175 Locust Dr, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,352 sqft · built 1953 |
| Lot Size | 0.117 acres (5,101 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jun 2022) |
| Tax Bill | $10,052 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03503-0000-00032 |
| Primary APN | 19-03503-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,101 sqft (0.117 acres) |
| Lot Dimensions | 100 ft deep x 51 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 175 LOCUST DR |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP/BATTLE HILL VILLAGE SEC B |
| Legal Block | 3503 |
| Legal Lot Number | 32 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32902 |
175 Locust Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 175 LOCUST DR, UNION, NJ 07083-6410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Jun 20, 2022 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Prior Sale | Apr 19, 2011 · Amount on File |
| Deed Document Number | 202219201 |
| Deed Book / Page | 6468 / 2737 |
| Prior Transfer Date | Jul 20, 2006 |
| Prior Transfer Doc | 0055950747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 175 LOCUST DR, UNION, NJ 07083-6410 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0154002608 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 15400/2608 |
| Instrument | 55331 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | PRINCETON JUNCTION, NJ 08550 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 20, 2022 |
| Property Address | 175 LOCUST DR, UNION, NJ 07083-6410 |
| Document Number | 0064682737 |
| Book / Page | 6468 / 2737 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 19201 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 WOODCREST RD, BOONTON, NJ 07005-9745 |
| Name | Verified Name |
|---|---|
| Address | 175 LOCUST DR, UNION, NJ 07083-6410 |
| Document Number | 0000038868 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 38868 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 175 Locust Dr was $10,052, up 4.3% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,100 (-) Land $20,400 Building $22,700 | $43,100 (-) Land $20,400 Building $22,700 | |
| 2025 | $10,052.00 (+4.35%) | $43,100 Land $20,400 Building $22,700 | $43,100 Land $20,400 Building $22,700 |
| 2024 | $9,633.00 | ||
| 2023 | $43,100 Land $20,400 Building $22,700 | $43,100 Land $20,400 Building $22,700 | |
| 2022 | $8,659.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 175 Locust Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 34 (1984–2023) |
| Claims Outside the SFHA | 10 of 34 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 175 Locust Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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