175 Ingram Rd, Morehead, KY 40351 Property Records

Elliott County property record for 175 Ingram Rd, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,600 sqft · built 1990
Lot Size	26 acres (1,132,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Mar 2023)
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-00-00-016.01`

Property Details

APN / Parcel Number

Primary APN	`002-00-00-016.01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Basement Area	1,600 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	1,132,560 sqft (26 acres)
Driveway	Asphalt Driveway
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	175 INGRAM RD
City	MOREHEAD
State	KY
Zip	40351-7488
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RESIDENTIA
Legal Description	26 ACRES & RESIDENCE
Jurisdiction	ELLIOTT KY
Township / Civil Division	SANDY HOOK
Census Block Group	1
Census Block	1030
Census Tract	920102

Owner

Source: Elliott County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 INGRAM RD, MOREHEAD, KY 40351-7488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 13, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 16, 2017	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	May 29, 2018 · Amount on Record
Deed Document Number	202316928
Deed Book / Page	131 / 197
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIOTT KY
Property Address	175 INGRAM RD, MOREHEAD, KY 40351-7488
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M104/378
Date	Mar 14, 2024
Book Page	M104/378
Instrument	17832

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIOTT KY
Recording Date	Mar 13, 2023
Property Address	175 INGRAM RD, MOREHEAD, KY 40351-7488
Document Number	00D131/197
Book / Page	D131 / 197
Instrument Date	Mar 7, 2023
Instrument	16928
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 SPOUT SPRINGS RD SW, ROME, GA 30161-3786

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	42 ALLEGHANY RD, HAVELOCK, NC 28532-3915

Mortgage

Document Number	0000016929
Date	Mar 13, 2023
Instrument	16929

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIOTT KY
Recording Date	Oct 16, 2017
Property Address	175 INGRAM RD, MOREHEAD, KY 40351-7488
Document Number	00D121/290
Book / Page	D121 / 290
Instrument Date	Oct 5, 2017
Instrument	10902
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1917 7TH AVE N, GREAT FALLS, MT 59401-1833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	175 INGRAM RD, MOREHEAD, KY 40351-7488
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010903
Date	Oct 16, 2017
Instrument	10903

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Elliott County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Elliott County
Unified School District	Elliott County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00 (+100.96%)	$256,815 (-3.71%)	$300,892 (-0.04%)
2023	$1,351.00	$266,700 Land $10,700 Building $256,000	$301,000 Land $45,000 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 5, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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