175 Illinois St, Spindale, NC 28160 Property Records

Rutherford County property record for 175 Illinois St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1938
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$53,000 (Sep 2022)
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1210148`

Property Details

APN / Parcel Number

Primary APN	`1210148`
Alternative APN	`20318`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Deck Area	100 sqft
Patio Area	224 sqft
Canopy	12 sqft

Location & Zoning

Street Address	175 ILLINOIS ST
City	SPINDALE
State	NC
Zip	28160-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LO:6 PL:2-31B
Legal Subdivision	RUTH LEVI PROP
Legal Lot Number	6
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3037
Census Tract	960600

Owner

Source: Rutherford County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	17 CHIPPEWA TRL, BLACK MOUNTAIN, NC 28711-8818
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · Commercial Mortgage MOFIN LENDING CORPORATION
Sep 2, 2022	Warranty Deed, Transfer
Jul 6, 2022	Warranty Deed, Transfer
Jul 6, 2022	Warranty Deed, Transfer
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit CAROLINA TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Jul 6, 2022 · Amount on File
Deed Book / Page	2064 / 2761
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0011030059
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 24, 2023
Property Address	175 ILLINOIS ST, SPINDALE, NC 28160-1908
Document Number	0020710974
Book / Page	2071 / 974
Map Reference	MB 2 PG 31
Instrument Date	Apr 24, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 CHIPPEWA TRL, BLACK MOUNTAIN, NC 28711-8818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHIPPEWA TRL, BLACK MOUNTAIN, NC 28711-8818

Mortgage

Document Number	0002071977
Date	Apr 24, 2023
Instrument	2071/977

Lender

Name	MOFIN LENDING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 2, 2022
Property Address	175 ILLINOIS ST, SPINDALE, NC 28160-1908
Document Number	0020642761
Book / Page	2064 / 2761
Map Reference	MB 2062 PG 28139
Instrument Date	Aug 20, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Tax	$106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 S BROADWAY ST, FOREST CITY, NC 28043-4045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHIPPEWA TRL, BLACK MOUNTAIN, NC 28711-8818

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 6, 2022
Property Address	175 ILLINOIS ST, SPINDALE, NC 28160-1908
Document Number	0020622813
Book / Page	2062 / 2813
Map Reference	MB 1103 PG 59
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	756 GREEN ROAD, FOREST CITY, NC 28043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W MAIN ST, FOREST CITY, NC 28043-2526

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 6, 2022
Property Address	175 ILLINOIS ST, SPINDALE, NC 28160-1908
Document Number	0020622810
Book / Page	2062 / 2810
Map Reference	MB 2 PG 31
Instrument Date	Jun 27, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Tax	$79.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2854 WHITESIDES RD, FOREST CITY, NC 28043-7635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 GREEN RD, RUTHERFORDTON, NC 28139-6629

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	175 ILLINOIS ST, SPINDALE, NC 28160-1908
Document Number	0012550379
Book / Page	001255 / 000379
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 MONFREDO ST #3 RUTHERFORDTON NC 281393177, 3, RUTHERFORDTON, NC 28139-3177

Mortgage

Document Number	0012550379
Date	Aug 11, 2017
Book Page	001255/000379
Instrument	1388

Lender

Name	CAROLINA TR BK
Type	Bank
Address	FOREST CITY, NC 28043

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,111.00 (+282.43%)	$168,000 (+203.8%) Land $9,000 Building $159,000	$168,000 (+203.8%) Land $9,000 Building $159,000
2023		$55,300 Land $9,000 Building $46,300	$55,300 Land $9,000 Building $46,300
2022	$552.00
2021	$552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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