Bastrop County property record for 175 Ginsel Ln, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 4,640 sqft · built 2001 |
| Lot Size | 2.52 acres (110,033 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $363,200 (Sep 2020) |
| Tax Bill | $2,998 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R72586 |
| Primary APN | R72586 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,640 sqft Living Area |
| Gross Area | 4,968 sqft |
| 1st Floor Area | 2,243 sqft |
| 2nd Floor Area | 1,976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 110,033 sqft (2.52 acres) |
| Porch | Covered Porch |
| Porch Area | 920 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 175 GINSEL LN |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-4130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A59 STANDIFER, ELIZABETH, ACRES 2.526 |
| Legal Subdivision | STANDIFER, ELIZABETH |
| Legal Block | 1 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950101 |
Source: Bastrop County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 175 GINSEL LN, ELGIN, TX 78621-4130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2017 | Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF BASTROP |
| Sep 15, 2020 | Vendor's Lien, Transfer · Conventional Mortgage ESTANISLADO FLORES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Deed Document Number | 202015802 |
| Prior Transfer Date | Aug 25, 2020 |
| Prior Transfer Doc | 0000015802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 175 GINSEL LN, ELGIN, TX 78621-4130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 201715237 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 201715237 |
| Name | FIRST NATIONAL BANK OF BASTROP |
|---|---|
| Type | Bank |
| Address | BASTROP, TX 78602 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 6.25% |
| Index | Prime Rate |
| Max Rate | 10.7% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Sep 15, 2020 |
| Property Address | 175 GINSEL LN, ELGIN, TX 78621-4130 |
| Document Number | 202015802 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 202015802 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6212 PONCA ST, 6212, AUSTIN, TX 78741-2339 |
| Name | Verified Name |
|---|---|
| Address | 136 BARTON LN, CEDAR CREEK, TX 78612 |
| Investor | Possibly a Property Investor |
| Document Number | 202015746 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 202015746 |
| Name | ESTANISLADO FLORES |
|---|---|
| Type | Private Party |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,998.00 (-27.88%) Homeowner's exemption Senior Citizen's exemption | $531,484 (-12.82%) Land $93,889 Building $437,595 | $531,484 (-12.82%) Land $93,889 Building $437,595 |
| 2024 | $4,157.00 | ||
| 2023 | Homeowner's exemption Senior Citizen's exemption | $609,614 Land $93,889 Building $515,725 | $609,614 Land $93,889 Building $515,725 |
| 2022 | $6,732.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SOS Communications Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| VTX Communications Fixed Wireless | 50 / 10 |
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