175 Fork in the Rd, Harmony, NC 28634 Property Records

Iredell County property record for 175 Fork in the Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,499 sqft · built 2010
Lot Size	10 acres (437,342 sqft)
Owner	2 Individual Names on File
Last Sale	$3,000 (Jun 1975)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4853-15-6027.000`

Property Details

APN / Parcel Number

Primary APN	`4853-15-6027.000`
Alternative APN	`77411532`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,499 sqft Heated Area
Gross Area	5,527 sqft
1st Floor Area	1,560 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	437,342 sqft (10 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,584 sqft
Shed	1 Shed
Shed Area	240 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77411532
Street Address	175 FORK IN THE RD
City	HARMONY
State	NC
Zip	28634-9276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	CASH SR 1832-OFF
Legal Subdivision	UNION GROVE
Legal Block	15
Jurisdiction	IREDELL NC
Township / Civil Division	UNION GROVE
Census Block Group	2
Census Block	2053
Census Tract	60901

Owner

Source: Iredell County records · APN 4853-15-6027.000

Assessment roll updated April 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	175 FORK IN THE RD, HARMONY, NC 28634-9276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL BK
Mar 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL BANK CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 1975 · Amount on Record
Deed Sale	Jun 01, 1975 · Amount on Record
Deed Book / Page	575 / 204
Last Transfer Date	Mar 21, 2017
Transfer Doc	24801914
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	175 FORK IN THE RD, HARMONY, NC 28634-9276
Document Number	2492648
Book / Page	002492 / 000648
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 09, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 FORK IN THE RD HARMONY NC 286349276, HARMONY, NC 28634-9276

Mortgage

Document Number	2492648
Date	May 30, 2017
Book Page	002492/000648

Lender

Name	CAPITAL BK
Type	Bank
Address	UNION GROVE, NC 28689

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Mar 27, 2017
Property Address	175 FORK IN THE RD, HARMONY, NC 28634-9276
Document Number	24801914
Book / Page	2480 / 1914
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	Dec 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 FORK IN THE RD, HARMONY, NC 28634-9276

Mortgage

Document Number	24801917
Date	Mar 27, 2017
Instrument	2480/1917

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00	$386,260 (-) Land $52,010 Building $334,250	$386,260 (-) Land $52,010 Building $334,250
2024	$2,338.00	$386,260 (-) Land $52,010 Building $334,250	$386,260 (-) Land $52,010 Building $334,250
2023	$2,338.00 (+21.9%)	$386,260 (+30.41%) Land $52,010 Building $334,250	$386,260 (+30.41%) Land $52,010 Building $334,250
2022	$1,918.00	$296,180 Land $44,580 Building $251,600	$296,180 Land $44,580 Building $251,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2005 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Yadkin Valley Telephone Membership Fiber	6,000 / 6,000

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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