175 Forest Ave, Fox Lake, IL 60020 Property Records

Lake County property record for 175 Forest Ave, Fox Lake, IL 60020

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,347 sqft · built 1900
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Aug 2021)
Tax Bill$5,778 (2024)
Deeds & MortgagesAug 2025 Mortgage
Nov 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-03-300-006

Property Details

APN / Parcel Number

Primary APN05-03-300-006

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,347 sqft Living Area
1st Floor Area609 sqft
Upper Floors Area738 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeDetached
Garage Area900 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Deck AreaDeck Area
Patio Area393 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address175 FOREST AVE
CityFOX LAKE
StateIL
Zip60020-1352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 40FT N 179FT OF PT W OF ELGIN CLUB PPTY& E OF RD PT NW 1/4 SW 1/4 SECTION 3 TOWNSHIP 45 RANGE 9
Legal Range09
Legal Township45
Legal Section03
Legal SubdivisionPT NW
JurisdictionLAKE IL
Township / Civil DivisionGRANT
Census Block Group3
Census Block3029
Census Tract860903

Owner

Source: Lake County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address175 FOREST AVE, FOX LAKE, IL 60020-1352
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2025Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN MORTGAGE SOLUTIONS
Nov 22, 2023Deed of Trust, Mortgage · FHA Mortgage
SERVIS ONE INC
Aug 27, 2021Warranty Deed, Transfer · FHA Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Sep 18, 2018Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Prior SaleSep 18, 2018 · Amount on Record
Deed Document Number20217821281
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address175 FOREST AVE, FOX LAKE, IL 60020-1352
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 FOREST AVE, FOX LAKE, IL 60020-1352

Mortgage

Document Number0008113387
DateAug 11, 2025
Instrument8113387
Lender
NameFIRST AMERICAN MORTGAGE SOLUTIONS
TypeMortgage Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueAug 1, 2051

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address175 FOREST AVE, FOX LAKE, IL 60020-1352
Transaction TypeMortgage
Record UpdatedDec 7, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 FOREST AVE, FOX LAKE, IL 60020-1352

Mortgage

Document Number0008007354
DateNov 22, 2023
Instrument8007354
Lender
NameSERVIS ONE INC
TypeMortgage Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueAug 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 27, 2021
Property Address175 FOREST AVE, FOX LAKE, IL 60020-1352
Document Number0007821281
Instrument DateJul 21, 2021
Instrument7821281
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanySTOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address175 FOREST AVE, 175, FOX LAKE, IL 60020-1352

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address175 FOREST AVE, FOX LAKE, IL 60020-1352

Mortgage

Document Number0007821282
DateAug 27, 2021
Instrument7821282
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 18, 2018
Property Address175 FOREST AVE, FOX LAKE, IL 60020-1352
Document Number0007513583
Instrument DateMay 24, 2018
Instrument7513583
Transaction TypeTransfer
Record UpdatedOct 1, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 FOREST AVE FOX LAKE IL 600201352, FOX LAKE, IL 60020-1352

Mortgage

Document Number7513584
DateSep 18, 2018
Instrument7513584
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionGrant Township
MunicipalityFox Lake Village
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,919 (+7.98%) Land $6,330 Building $78,589$254,783 (+7.98%) Land $18,992 Building $235,791
2024$5,778.00 (+8.83%)$78,643 (+14.8%) Land $5,862 Building $72,781$235,953 (+14.8%) Land $17,588 Building $218,365
2023$5,309.00 (+60.49%)$68,507 (+15.43%) Land $5,522 Building $62,985$205,542 (+15.43%) Land $16,568 Building $188,974
2022$3,308.00$59,347 Land $4,088 Building $55,259$178,059 Land $12,265 Building $165,794

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims104 (1978–2026)
Claims Outside the SFHA11 of 104
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, May 2013 · 15 claims
  • Severe Storms And Flooding, Jun 2008 · 13 claims
  • Severe Storms & Flooding, Jun 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX LAKE
serves 11,780 people · EPA ID IL0970200
Water SourceGroundwater
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb
Copper1.58 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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