175 Farmer St, Concord, NC 28027 Property Records

Cabarrus County property record for 175 Farmer St, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,528 sqft · built 1940
Lot Size	0.46 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Feb 2024)
Tax Bill	$1,855 (2023)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5612 74 8863`

Property Details

APN / Parcel Number

Primary APN	`5612 74 8863`
Alternative APNs	`04093 0037.000000` `168991` `4549`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	1,528 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Asphalt Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Shed	1 Shed
Shed Area	264 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	168991
Street Address	175 FARMER ST
City	CONCORD
State	NC
Zip	28027-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LTS 111-114 CHARLES R CLINE HOMEPLACE
Legal Subdivision	WINECOFF SCHOOL
Legal Lot Number	111-114
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1001
Census Tract	41100

Owner

175 Farmer St is owned and occupied by an individual who bought it in February 2024.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	175 FARMER ST, CONCORD, NC 28027-4059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	Jul 28, 2000 · Amount on File
Deed Document Number	20243607
Deed Book / Page	16824 / 326
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 23, 2024
Property Address	175 FARMER ST, CONCORD, NC 28027-4059
Document Number	0016824326
Book / Page	16824 / 326
Map Reference	MB 1 PG 8
Instrument Date	Feb 13, 2024
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	991 FLAT HOLLOW RD, SPEEDWELL, TN 37870-8116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 FARMER ST, CONCORD, NC 28027-4059

Mortgage

Document Number	0168240329
Date	Feb 23, 2024
Instrument	16824-0329

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.9%
Max Rate At Change	8.9%
Index	FHLBNY's 5-Year Index
Max Rate	12.9%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,320 (-) Land $65,000 Building $203,320
2025		$268,320 Land $65,000 Building $203,320
2024			$268,320 (+98.2%) Land $65,000 Building $203,320
2023	$1,855.00	$135,380 Land $36,400 Building $98,980	$135,380 Land $36,400 Building $98,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 175 Farmer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Farmer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20