175 Emery Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 175 Emery Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,474 sqft · built 1956
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2020)
Tax Bill	$5,147 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P03100`

Property Details

APN / Parcel Number

Primary APN	`P03100`
Alternative APNs	`LOWE M:95 B:2125 L:175` `M:000095 T:P03100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P03100
Street Address	175 EMERY AVE
City	LOWELL
State	MA
Zip	01854-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	2125
Legal Lot Number	175
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3005
Census Tract	310500

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 EMERY AVE, LOWELL, MA 01854-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage BAY STATE SEAFOOD EXP
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EAST WEST BANK
Jun 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Book / Page	34229 / 104
Prior Transfer Date	Jun 8, 2020
Prior Transfer Doc	34229-104
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	175 EMERY AVE, LOWELL, MA 01854-2404
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0039380-86
Date	Jul 15, 2025
Book Page	39380/86
Instrument	21540

Lender

Name	BAY STATE SEAFOOD EXP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	175 EMERY AVE, LOWELL, MA 01854-2404
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	035507-252
Date	Mar 22, 2021
Book Page	35507/252
Instrument	16934

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 11, 2020
Property Address	175 EMERY AVE, LOWELL, MA 01854-2404
Document Number	34229-104
Book / Page	034229 / 000104
Instrument Date	Jun 8, 2020
Instrument	25469
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,664.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 EMERY AVE LOWELL MA 018542404, LOWELL, MA 01854-2404

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,147.00 (+0.59%)	$453,500 (+1.75%) Land $206,900 Building $246,600	$487,594 (+5.65%)
2025	$5,117.00 (-0.37%)	$445,700 (+3.36%) Land $202,200 Building $243,500	$461,510 (+0.98%)
2024	$5,136.00 (+3.9%)	$431,200 (+8.34%) Land $213,600 Building $217,600	$457,045
2023	$4,943.00	$398,000 Land $192,900 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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