175 Elm St, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 175 Elm St, Damariscotta, ME 04543

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,992 sqft · built 1875
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Mar 2012)
Tax Bill	$11,030 (2025)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DAMA M:006 L:066`

Property Details

APN / Parcel Number

Primary APN	`DAMA M:006 L:066`
Alternative APN	`474`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,992 sqft Living Area
1st Floor Area	1,133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	474
Street Address	175 ELM ST
City	DAMARISCOTTA
State	ME
Zip	04543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	66
Jurisdiction	DAMARISCOTTA ME
Township / Civil Division	DAMARISCOTTA
Census Block Group	3
Census Block	3044
Census Tract	975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

175 Elm St is owned by two individuals who bought it in March 2012.

Source: Lincoln County and Damariscotta Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 682, DAMARISCOTTA, ME 04543-0682
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2012 · Amount on File
Deed Sale	Mar 21, 2012 · Amount on File
Deed Document Number	20122390
Deed Book / Page	4504 / 68
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	175 ELM ST, DAMARISCOTTA, ME 04543
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056000048
Date	Oct 13, 2020
Book Page	5600/48
Instrument	66748

Lender

Name	MIDCOAST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 175 Elm St was $11,030, up 13.7% from the year before.

Source: Lincoln County and Damariscotta Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Damariscotta Town
Secondary School District	Damariscotta (09 - 12)
Elementary School District	Great Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,030.00 (+13.68%)	$524,500 (-) Land $79,800 Building $444,700
2024	$9,703.00	$524,500 Land $79,800 Building $444,700
2023			$656,355
2022	$7,314.00	$439,300 Land $67,000 Building $372,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2001–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT SALT BAY SANITARY DISTRICT serves 2,143 people · EPA ID ME0090410
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tidewater O.P.E.N. Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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