175 Elm St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 175 Elm St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,956 sqft · built 2000
Lot Size	0.977 acres (42,545 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Aug 2020)
Tax Bill	$7,228 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R01 B:0000 L:0069B`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R01 B:0000 L:0069B`
Alternative APN	`NBRY M:0R01 B:0000 L:0069B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,956 sqft Living Area
Gross Area	5,356 sqft
Basement Area	1,465 sqft
Unfinished Basement	1,465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,545 sqft (0.977 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	175 ELM ST
City	BYFIELD
State	MA
Zip	01922-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	GREAT WOODS POST & BEAM
Legal Lot Number	69B
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	3
Census Block	3012
Census Tract	269100

Owner

175 Elm St is owned and occupied by two individuals who bought it in August 2020.

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 ELM ST, BYFIELD, MA 01922-2821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC
Aug 21, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Mar 22, 2000 · Amount on File
Deed Book / Page	38847 / 288
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	3884000288
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	175 ELM ST, NEWBURY, MA 01922-2821
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042973-199
Date	Sep 29, 2025
Book Page	42973/199
Instrument	20250929000420

Lender

Name	SPRING EQ LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Aug 21, 2020
Property Address	175 ELM ST, NEWBURY, MA 01922-2821
Document Number	38847-288
Book / Page	38847 / 288
Instrument Date	Aug 6, 2020
Instrument	20200821003040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	175 ELM ST, NEWBURY, MA 01922-2821

Mortgage

Document Number	200821003050
Date	Aug 21, 2020
Instrument	200821003050

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 175 Elm St was $7,228.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,228.00	$970,200 (+3.08%) Land $324,800 Building $645,400	$950,855
2024	$7,228.00 (-3.91%)	$941,200 (+8.48%) Land $324,800 Building $616,400
2023	$7,522.00	$867,600 Land $303,100 Building $564,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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