175 Elk Forest Rd, Elkton, MD 21921 Property Records

Cecil County property record for 175 Elk Forest Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,344 sqft · built 1900
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jan 2022)
Tax Bill$2,934 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-010356

Property Details

APN / Parcel Number

Primary APN02-010356
Alternative APNs
  • 2010356
  • 010356

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,344 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area74,052 sqft (1.7 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area272 sqft
Deck Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number010356
Street Address175 ELK FOREST RD
CityELKTON
StateMD
Zip21921-8221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 3 - 1.7 ACRE 175 ELK FOREST ROAD STUBBS MANOR
Legal Lot Number3
JurisdictionCECIL MD
Township / Civil Division2, CHESAPEAKE CITY
Census Block Group1
Census Block1012
Census Tract30200

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address175 ELK FOREST RD, ELKTON, MD 21921-8221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleJun 17, 2014 · Amount on Record
Deed Book / Page5089 / 151
Prior Transfer DateApr 1, 2013
Prior Transfer Doc0033840320
Record UpdatedOct 29, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJan 24, 2022
Property Address175 ELK FOREST RD, ELKTON, MD 21921-8221
Document Number0050890151
Book / Page5089 / 151
Instrument DateJan 18, 2022
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyARDENT TITLE CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address175 ELK FOREST RD, ELKTON, MD 21921-8221

Mortgage

Document Number0005089156
DateJan 24, 2022
Instrument5089/156
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Mortgage

Document Number0050890177
DateJan 24, 2022
Book Page5089/177
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,934.00 (+2.91%)$265,067 (+15.77%)$275,100 (+12.29%) Land $113,700 Building $161,400
2025$2,851.00 (+51.01%)
2023$1,888.00$228,967$245,000 Land $113,700 Building $131,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims45 (1978–2024)
Claims Outside the SFHA4 of 45
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Elk Forest Rd

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