175 Edgefield Dr, Commerce, GA 30529 Property Records

Jackson County property record for 175 Edgefield Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 2003
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$191,500 (Nov 2020)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037A 008`

Property Details

APN / Parcel Number

Primary APN	`037A 008`
Alternative APN	`20640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,718 sqft Heated Area
1st Floor Area	1,718 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	460 sqft

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	408 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20640
Street Address	175 EDGEFIELD DR
City	COMMERCE
State	GA
Zip	30529-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 RIVERWOOD SUBDIV
Legal Subdivision	RIVERWOOD
Legal Lot Number	8
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1002
Census Tract	10701

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 687, JEFFERSON, GA 30549-0687
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL
Dec 1, 2020	Grant Deed, Transfer · FHA Mortgage CAPITAL CITY HM LNS LLC
Feb 4, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	20204686
Deed Book / Page	92U / 454
Prior Transfer Date	Jul 11, 2003
Prior Transfer Doc	0030000014
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	175 EDGEFIELD DR, COMMERCE, GA 30529-5155
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00078S0089
Date	Oct 25, 2017
Book Page	78S/89

Lender

Name	CARDINAL FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 1, 2020
Property Address	175 EDGEFIELD DR, COMMERCE, GA 30529-5155
Document Number	00092U0454
Book / Page	00092U / 000454
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 EDGEFIELD DR COMMERCE GA 305295155, COMMERCE, GA 30529-5155

Mortgage

Document Number	92U0456
Date	Dec 1, 2020
Book Page	00092U/000456

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	175 EDGEFIELD DR, COMMERCE, GA 30529-5155
Document Number	00088N0094
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 EDGEFIELD DR COMMERCE GA 305295155, COMMERCE, GA 30529-5155

Mortgage

Document Number	00088N0094
Date	Mar 17, 2020
Book Page	00088N/000094

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Interest

Rate	4%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,240 (-) Land $20,000 Building $103,240	$308,100 (-) Land $50,000 Building $258,100
2025	$3,117.00 (-1.05%)	$123,240 (-) Land $20,000 Building $103,240	$308,100 (-) Land $50,000 Building $258,100
2024	$3,150.00 (+7.91%)	$123,240 (+10.87%) Land $20,000 Building $103,240	$308,100 (+10.87%) Land $50,000 Building $258,100
2023	$2,919.00 (+9.28%)	$111,160 (+20.98%) Land $20,000 Building $91,160	$277,900 (+20.98%) Land $50,000 Building $227,900
2022	$2,671.00	$91,880 Land $20,000 Building $71,880	$229,700 Land $50,000 Building $179,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

175 Edgefield Dr, Commerce, GA 30529 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Edgefield Dr

Nearby Streets

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