175 E Center St, Providence, UT 84332 Property Records

Cache County property record for 175 E Center St, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,196 sqft · built 2006
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$333,800 (Apr 2020)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-095-0045`

Property Details

APN / Parcel Number

Primary APN	`02-095-0045`

Interior

Building Area	2,196 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	175 E CENTER ST
City	PROVIDENCE
State	UT
Zip	84332-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR LOT 1 BLK 7 PLAT A PROVIDENCE TOWN SVY E 6 RDS N 9 RDS W 6 RDS S 9 RDS TO BEG NW/4 SEC 11 T 11N R 1E
Legal Range	01E
Legal Township	11N
Legal Section	11
Legal Subdivision	PROVIDENCE TOWN SURVEY
Legal Block	7
Legal Lot Number	1
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	3
Census Block	3001
Census Tract	1101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Providence Historic District listed 2007 · 208 contributing resources · NRIS 07001169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 E CENTER ST, PROVIDENCE, UT 84332-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 14, 2020	Intrafamily Transfer, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Prior Sale	May 11, 2007 · Amount on Record
Deed Document Number	20201243694
Deed Book / Page	2137 / 324
Prior Transfer Date	Apr 9, 2020
Prior Transfer Doc	2137/324
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	175 E CENTER ST, PROVIDENCE, UT 84332-9785
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2289/722
Date	Sep 30, 2021
Book Page	2289/722
Instrument	1300473

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Apr 14, 2020
Property Address	175 E CENTER ST, PROVIDENCE, UT 84332-9785
Document Number	2137/324
Book / Page	2137 / 324
Instrument Date	Apr 9, 2020
Instrument	1243694
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 EAST CEBTER STREET, PROVIDENCE, UT 84332-9785

Mortgage

Document Number	1243695
Date	Apr 14, 2020
Instrument	1243695

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00 (-11.6%)	$447,780 (+0.83%)	$814,142 (+1.04%) Land $161,700 Building $652,442
2023	$3,613.00	$444,090	$805,800 Land $140,000 Building $665,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2005–2011)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2011 · Flooding
Claims by Event	Flooding, May 2011 · 3 claims Flooding And Landslides, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband, Blue Spring Broadband.

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