Ottawa County property record for 175 E 32nd St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,068 sqft · built 1950 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $5,470 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit May 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-482-008 |
| Primary APN | 70-16-32-482-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 618 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 13,286 sqft (0.305 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 175 E 32ND ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-5177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 8, BLK 8 VISSCHER'S ADD SEC 32 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | VISSCHERS ADD |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 6 |
| Census Block | 6016 |
| Census Tract | 25700 |
175 E 32nd St is owned and occupied by two individuals who bought it in April 2026.
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 W 19TH ST, HOLLAND, MI 49423-4130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 14, 2023 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Aug 5, 2005 | Warranty Deed, Transfer OPTION ONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Sep 14, 2023 · Amount on File |
| Deed Document Number | 202612598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20200025501 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020-0025501 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20200020006 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020-0020006 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Document Number | 20260000201 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026-0000201 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 30, 2026 |
| Property Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Document Number | 0000012598 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.12598 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | AGSTAR TITLE, STAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260,580.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 W 19TH ST, HOLLAND, MI 49423-4130 |
| Document Number | 0000012599, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..12599 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 30, 2026 |
| Property Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Document Number | 20260012598 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202612598 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | ALL STAR TITLE, STAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260,580.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 W 19TH ST, HOLLAND, MI 49423-4130 |
| Document Number | 0000012599, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202612599 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 14, 2023 |
| Property Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Document Number | 20230023232 |
| Map Reference | LB 4 PG 5 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023-0023232 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Name | Verified Name |
|---|---|
| Address | 3031 MILLPOND DR E APT 1B, 1B, HOLLAND, MI 49424-9537 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 5, 2005 |
| Property Address | 175 E 32ND ST, HOLLAND, MI 49423-5177 |
| Document Number | 4938/042 |
| Book / Page | 4938 / 042 |
| Map Reference | LB4 PG5 |
| Instrument Date | Jul 29, 2005 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,070.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 E 32ND ST, 175, HOLLAND, MI 49423-5177 |
| Name | Verified Name |
|---|---|
| Address | 14288 WINTERS CRK E, WEST OLIVE, MI 49460-9492 |
| Document Number | 4938043 |
|---|---|
| Date | Aug 5, 2005 |
| Instrument | 4938/043 |
| Name | OPTION ONE MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.79% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Index | LIBOR |
| Document Number | 004938/053 |
|---|---|
| Date | Aug 5, 2005 |
| Book Page | 4938/053 |
| Name | OPTION ONE MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 3 ADA, IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 175 E 32nd St was $5,470 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,400 (+5.8%) | $280,800 (+5.8%) | |
| 2025 | $5,470.00 Homeowner's exemption | $132,700 | $265,400 |
| 2023 | $97,500 | $195,000 | |
| 2022 | $2,028.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 175 E 32nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 175 E 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | HOLLAND TOWNSHIP CONSOLIDATED |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures