175 Division St, New Bedford, MA 02744 Property Records

Bristol County and New Bedford City property record for 175 Division St, New Bedford, MA 02744

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,524 sqft · built 1888
Lot Size	0.115 acres (5,018 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2019)
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`NEWB M:0024 L:0186`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0024 L:0186`
Alternative APNs	`NWBF M:0024 L:0186` `3772`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
Gross Area	3,060 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,018 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3772
Street Address	175 DIVISION ST
City	NEW BEDFORD
State	MA
Zip	02744-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	186
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	652500

Owner

175 Division St is owned and occupied by two individuals who bought it in November 2019.

Source: Bristol County and New Bedford City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 DIVISION ST, NEW BEDFORD, MA 02744-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Nov 18, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST ANNE'S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	May 28, 2002 · Amount on File
Deed Document Number	201926912
Deed Book / Page	13007 / 339
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	175 DIVISION ST, NEW BEDFORD, MA 02744-1112
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13791-209
Date	Apr 30, 2021
Book Page	13791/209
Instrument	13496

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Nov 18, 2019
Property Address	175 DIVISION ST, NEW BEDFORD, MA 02744-1112
Document Number	13007-339
Book / Page	13007 / 339
Instrument Date	Nov 18, 2019
Instrument	26912
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 KENMORE ST, NEW BEDFORD, MA 02745-3101

Mortgage

Document Number	26913
Date	Nov 18, 2019
Instrument	26913

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	175 DIVISION ST, NEW BEDFORD, MA 02744-1112
Document Number	12598-181
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 DIVISION ST NEW BEDFORD MA 027441112, NEW BEDFORD, MA 02744-1112

Mortgage

Document Number	12598-181
Date	Oct 15, 2018
Book Page	012598/000181
Instrument	23711

Lender

Name	ST ANNE'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 175 Division St was $3,675, up 9.4% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,675.00 (+9.38%)	$324,900 (+16.04%) Land $84,200 Building $240,700	$300,295 (-8.24%)
2024	$3,360.00 (+3.45%)	$280,000 (+23.19%) Land $78,900 Building $201,100	$327,275
2023	$3,248.00	$227,300 Land $67,400 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Division St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2015–2019)
Most Recent Claim	Oct 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 175 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,096 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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