175 Dividing Ct, Arnold, MD 21012 Property Records

Anne Arundel County property record for 175 Dividing Ct, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,718 sqft · built 1991
Lot Size	0.654 acres (28,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Dec 2014)
Tax Bill	$9,949 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-877-90010962`

Property Details

APN / Parcel Number

Primary APN	`03-877-90010962`
Alternative APNs	`387790010962` `87790010962`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,718 sqft Living Area
Gross Area	4,178 sqft
1st Floor Area	1,290 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,488 sqft (0.654 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	124 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	87790010962
Street Address	175 DIVIDING CT
City	ARNOLD
State	MD
Zip	21012-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Description	LT 4R SC 7 TWIN HARBORS
Legal Subdivision	TWIN HARBORS
Legal Block	1
Legal Lot Number	4R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	731105

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 DIVIDING CT, ARNOLD, MD 21012-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2014 · Amount on Record
Deed Sale	Dec 15, 2014 · Amount on Record
Prior Sale	Apr 17, 1992 · Amount on Record
Deed Book / Page	27881 / 1
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	175 DIVIDING CT, ARNOLD, MD 21012-1026
Document Number	0356730490
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	CALVERT TITLE COMPANY LLC, CALVERT TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 DIVIDING CT ARNOLD MD 210121026, ARNOLD, MD 21012-1026

Mortgage

Document Number	0356730490
Date	Nov 25, 2020
Book Page	035673/000490

Lender

Name	ARUNDEL FSB
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 24, 2045

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,173,367 (+26.08%)	$1,284,200 (+34.94%) Land $731,900 Building $552,300
2025	$9,949.00 (+10.57%)
2023	$8,998.00 Homeowner's exemption	$930,667	$951,700 Land $574,100 Building $377,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20