175 Darlene Dr, Sparta, TN 38583 Property Records

White County property record for 175 Darlene Dr, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	Owner Name on Record
Last Sale	$89,900 (Feb 2005)
Tax Bill	$917 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093048 00307`

Property Details

APN / Parcel Number

Primary APN	`093048 00307`
Alternative APN	`048 00307`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	175 DARLENE DR
City	SPARTA
State	TN
Zip	38583-5848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: HEATHERLAND NORTH; LOT: 2
Legal Subdivision	HEATHERLAND NORTH
Legal Lot Number	2
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3026
Census Tract	935300

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	175 DARLENE DR, SPARTA, TN 38583-5848
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 4, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Last Sale	Feb 25, 2005 · Amount on Record
Deed Sale	Feb 25, 2005 · Amount on Record
Deed Document Number	00RB175417
Deed Book / Page	RB175 / 417
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	175 DARLENE DR, SPARTA, TN 38583-5848
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB495/587
Date	Nov 16, 2021
Book Page	RB495/587
Instrument	21005476

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	175 DARLENE DR, SPARTA, TN 38583-5848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004034
Date	Oct 2, 2020
Book Page	RB465/476
Instrument	20004034

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	175 DARLENE DR, SPARTA, TN 38583-5848
Document Number	0000004625
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 DARLENE DR SPARTA TN 385835848, SPARTA, TN 38583-5848

Mortgage

Document Number	0000004625
Date	Dec 17, 2019
Book Page	000446/000599
Instrument	4625

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	175 DARLENE DR, SPARTA, TN 38583-5848
Document Number	0000003542
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 DARLENE DR SPARTA TN 385835848, SPARTA, TN 38583-5848

Mortgage

Document Number	0000003542
Date	Oct 17, 2018
Book Page	000423/000615
Instrument	3542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2033

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$917.00 (+24.42%)	$65,050 (+80.95%) Land $6,675 Building $58,375	$260,200 (+80.95%) Land $26,700 Building $233,500
2023		$35,950 Land $2,475 Building $33,475
2021	$737.00
2020			$143,800 Land $9,900 Building $133,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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