175 Crossroad School Rd, Eldorado, IL 62930 Property Records

Saline County property record for 175 Crossroad School Rd, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (44,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,333 (Jun 2022)
Tax Bill	$1,136 (2024)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-2-129-02`

Property Details

APN / Parcel Number

Primary APN	`04-2-129-02`

Exterior

Lot Area	44,198 sqft (1.01 acres)

Location & Zoning

Street Address	175 CROSSROAD SCHOOL RD
City	ELDORADO
State	IL
Zip	62930-3378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L001,B004 GARRIS ADDITION O L LOT 1 2229/267 6/22 Q/C 06-16-282-001-0040
Legal Subdivision	GARRIS ADDITION
Legal Lot Number	1
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	1
Census Block	1003
Census Tract	955500

Owner

Source: Saline County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage SIU CU
Dec 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK
Mar 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	2022280887
Deed Book / Page	2229 / 269
Last Transfer Date	Jun 22, 2022
Transfer Doc	002229/667
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE IL
Recording Date	Jun 27, 2022
Property Address	175 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3378
Document Number	002229/667
Book / Page	2229 / 667
Map Reference	MB 183 PG 150
Instrument Date	Jun 22, 2022
Instrument	280974
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 CROSSROAD SCHOOL RD, 175, ELDORADO, IL 62930-3378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3378

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Jun 14, 2022
Property Address	175 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3378
Document Number	002229/269
Book / Page	2229 / 269
Instrument Date	Jun 3, 2022
Instrument	280887
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 OLD BROUGHTON RD, 800, ELDORADO, IL 62930-3541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3378

Mortgage

Document Number	0000280888
Date	Jun 14, 2022
Instrument	280888

Lender

Name	SIU CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	175 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3378
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2145/0488
Date	Dec 12, 2017
Book Page	2145/0488
Instrument	265939

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Dec 4, 2022

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Mar 20, 2017
Property Address	175 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3378
Document Number	2132/005
Book / Page	2132 / 005
Instrument Date	Mar 17, 2017
Instrument	263432
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$46.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 OLD BROUGHTON RD, ELDORADO, IL 62930-3541

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,136.00 (+6.07%)	$16,154 (+13.29%) Land $1,106 Building $15,048	$48,462 (+13.29%) Land $3,318 Building $45,144
2022		$14,259 (+5.68%) Land $976 Building $13,283	$42,777 (+5.68%) Land $2,928 Building $39,849
2021	$1,071.00	$13,492 Land $924 Building $12,568	$40,476 Land $2,772 Building $37,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Futiva, Nextlink.

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