175 Cottage Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 175 Cottage Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 765 sqft · built 1960
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Jul 2005)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINM M:32 B:56`

Property Details

APN / Parcel Number

Primary APN	`WINM M:32 B:56`
Alternative APNs	`032056000000` `L4591R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	765 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	765 sqft
Basement Area	405 sqft
Unfinished Basement	405 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Waterfront
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	L4591R
Street Address	175 COTTAGE RD
City	WINDHAM
State	ME
Zip	04062-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Block	56
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	3
Census Block	3000
Census Tract	4802

Owner

175 Cottage Rd is owned and occupied by two individuals who bought it in July 2005.

Source: Cumberland County and Windham Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 COTTAGE RD, WINDHAM, ME 04062-4404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2005 · Amount on File
Deed Sale	Jul 18, 2005 · Amount on File
Deed Document Number	200548937
Deed Book / Page	22899 / 212
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	175 COTTAGE RD, WINDHAM, ME 04062-4404
Document Number	0363650319
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 COTTAGE RD WINDHAM ME 040624404, WINDHAM, ME 04062-4404

Mortgage

Document Number	0363650319
Date	Jan 23, 2020
Book Page	036365/000319
Instrument	4137

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 22, 2030

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	175 COTTAGE RD, WINDHAM, ME 04062-4404
Document Number	0364140208
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 COTTAGE RD WINDHAM ME 040624404, WINDHAM, ME 04062-4404

Mortgage

Document Number	0364140208
Date	Feb 10, 2020
Book Page	036414/000208
Instrument	7438

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 175 Cottage Rd was $5,373, up 5.1% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,373.00 (+5.15%)	$445,500 (-) Land $282,100 Building $163,400
2024	$5,110.00 (+9.52%)	$445,500 (+6.94%) Land $282,100 Building $163,400
2023	$4,666.00 (+16.77%)	$416,600 (+21.03%) Land $262,100 Building $154,500
2022	$3,996.00	$344,200 Land $207,000 Building $137,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 175 Cottage Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2007)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Cottage Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures