175 Cortez St, Sterling, CO 80751 Property Records

Logan County property record for 175 Cortez St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1956
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2026)
Tax Bill	$969 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`38052528205015`

Property Details

APN / Parcel Number

Primary APN	`38052528205015`
Alternative APN	`6634000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Heated Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Patio Area	176 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6634000
Street Address	175 CORTEZ ST
City	STERLING
State	CO
Zip	80751-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 22 CHARMONY ADDN 5TH FILING STERLING
Legal Range	52W
Legal Township	08N
Legal Section	28
Legal Subdivision	CHARMONY ADD
Legal Block	22
Legal Lot Number	15
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1036
Census Tract	966200

Owner

Source: Logan County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 CORTEZ ST, STERLING, CO 80751-2314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Oct 1, 2019	Grant Deed, Transfer PIVOT LNDG GROUP
May 25, 2018	Grant Deed, Transfer ATTORNEY ONLY
Mar 1, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	2026780787
Deed Book / Page	1068 / 993
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	0000746610
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 10, 2026
Property Address	175 CORTEZ ST, STERLING, CO 80751-2314
Document Number	0000780787
Book / Page	1068 / 993
Instrument Date	Jul 10, 2026
Instrument	2026780787
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,424.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	175 CORTEZ ST, STERLING, CO 80751-2314

Mortgage

Document Number	0000780788,
Date	Jul 10, 2026
Instrument	2026780788

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 2, 2021
Property Address	175 CORTEZ ST, STERLING, CO 80751-2314
Document Number	0000755593
Book / Page	1043 / 781
Instrument Date	May 27, 2021
Instrument	755593
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1790 CAPT WALTER REED AVE, KANSAS CITY, MO 64162-0001

Mortgage

Document Number	0000755594
Date	Jun 2, 2021
Instrument	755594

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOGAN CO
Recording Date	Oct 1, 2019
Property Address	175 CORTEZ ST, STERLING, CO 80751-2314
Document Number	0000746610
Book / Page	001034 / 000793
Instrument Date	Sep 23, 2019
Instrument	746610
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 CORTEZ ST STERLING CO 807512314, STERLING, CO 80751-2314

Mortgage

Document Number	746612
Date	Oct 1, 2019
Book Page	001034/000795
Instrument	746612

Lender

Name	PIVOT LNDG GROUP
Address	DENVER, CO 80127

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOGAN CO
Recording Date	May 25, 2018
Property Address	175 CORTEZ ST, STERLING, CO 80751-2314
Document Number	0000739586
Book / Page	001027 / 000763
Instrument Date	May 23, 2018
Instrument	739586
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	175 CORTEZ ST STERLING CO 807512314, STERLING, CO 80751-2314

March 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LOGAN CO
Recording Date	Mar 1, 2018
Property Address	175 CORTEZ ST, STERLING, CO 80751-2314
Document Number	0000738232
Book / Page	001026 / 000409
Instrument Date	Mar 1, 2018
Instrument	738232
Transaction Type	Transfer
Record Updated	Mar 14, 2018

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (+87.07%)	$11,561 (-91.3%)	$184,974 (+39.27%) Land $25,600 Building $159,374
2023	$518.00 (-31.84%)	$132,820 (+1,339%) Land $22,080 Building $110,740	$132,820 (-) Land $22,080 Building $110,740
2022	$760.00	$9,230 Land $1,530 Building $7,700	$132,820 Land $22,080 Building $110,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1997–2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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