St. Joseph County property record for 175 Concord Ave, South Bend, IN 46619
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,068 sqft · built 1952 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Dec 2023) |
| Tax Bill | $1,394 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-08-09-101-022.000-026 |
| Primary APN | 71-08-09-101-022.000-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 2,508 sqft |
| Attic | Attic |
| Attic Area | 1,440 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 167 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 175 CONCORD AVE |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46619-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 493 GARDEN VILLAGE 3RD UNIT |
| Legal Subdivision | GARDEN VILLAGE 3RD UNIT |
| Legal Lot Number | 493 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2500 |
175 Concord Ave is owned and occupied by an individual who bought it in December 2023.
Source: St. Joseph County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 175 CONCORD AVE, SOUTH BEND, IN 46619-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage INDIANA HOUSING COMMUNITY DEV |
| Dec 27, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Dec 27, 2023 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on File |
| Deed Sale | Dec 27, 2023 · Amount on File |
| Prior Sale | Dec 27, 2023 · Amount on File |
| Deed Document Number | 202330214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 175 CONCORD AVE, SOUTH BEND, IN 46619-1709 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002330216 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2330216 |
| Name | INDIANA HOUSING COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 108 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 27, 2023 |
| Property Address | 175 CONCORD AVE, SOUTH BEND, IN 46619-1709 |
| Document Number | 0002330214 |
| Map Reference | PB 17 PG G |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2330214 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 CONCORD AVE, SOUTH BEND, IN 46619-1709 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 27, 2023 |
| Property Address | 175 CONCORD AVE, SOUTH BEND, IN 46619-1709 |
| Document Number | 0002330213 |
| Map Reference | PB 17 PG G |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2330213 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14530 DUBLIN DR, CARMEL, IN 46033-7762 |
| Document Number | 0002330215 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2330215 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 175 Concord Ave was $1,394 with a homeowner's exemption, down 14.1% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Portage Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,394.00 (-14.06%) | $131,000 Land $1,500 Building $129,500 | $131,000 Land $1,500 Building $129,500 |
| 2024 | $1,622.00 (+51.02%) | ||
| 2023 | $1,074.00 (+13.41%) | $92,800 (+9.82%) Land $1,500 Building $91,300 | $92,800 (+9.82%) Land $1,500 Building $91,300 |
| 2022 | $947.00 Homeowner's exemption | $84,500 Land $1,500 Building $83,000 | $84,500 Land $1,500 Building $83,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 Concord Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 175 Concord Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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