Santa Cruz County property record for 175 Cherokee Ln, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,218 sqft Living Area |
| Lot Size | 36,547 sqft (0.839 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $981,000 (2018) |
| Tax Bill | $13,029.00 (2025) |
| Primary APN | 041-471-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,218 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 36,547 sqft (0.839 acres) |
| Deck Area | 581 sqft Deck |
| Patio Area | 581 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 175 CHEROKEE LN |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9751 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MINOR LAND DIV #74-992 |
| Legal Lot Number | A |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-471-21
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 20, 2022 | Intrafamily Transfer, Transfer |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 29, 2018 | Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Aug 18, 2017 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Aug 17, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Deed Doc Number | 201816169 |
| Last Transfer Date | Dec 14, 2021 |
| Transfer Doc | 0000001954 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 20, 2022 |
| Property Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Document Number | 0000001954 |
| Map Reference | VOL 18 PG 37 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2022-0001954 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000040847 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2019-0040847 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Document Number | 0000039493 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 2020-0039493 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 29, 2018 |
| Property Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Document Number | 0000016169 |
| Map Reference | VOL 18 PG 37 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018-0016169 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Document Number | 0000016170 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018-0016170 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 18, 2017 |
| Property Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Document Number | 0000027404 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 27404 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 1677 APTOS CA 950011677, APTOS, CA 95001-1677 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 17, 2017 |
| Property Address | 175 CHEROKEE LN, APTOS, CA 95003-9751 |
| Document Number | 0000027197 |
| Map Reference | PM18 PG37 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 2017-0027197 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | PO BOX 1677, APTOS, CA 95001-1677 |
| Document Number | 0000027198 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2017-0027198 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Number | 0000027199 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2017-0027199 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,138,535 (+2%) Land $762,818 Building $375,717 | ||
| 2025 | $13,029.00 (+9.44%) Homeowner's exemption | $1,116,211 (+4.04%) Land $747,861 Building $368,350 | |
| 2023 | $11,905.00 (+1.82%) Homeowner's exemption | $1,072,867 Land $718,821 Building $354,046 | $1,015,380 |
| 2022 | $11,692.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 28% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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