175 Chambersburg Way, Folsom, CA 95630 Property Records

Sacramento County property record for 175 Chambersburg Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,919 sqft · built 1989
Lot Size	0.292 acres (12,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$614,000 (May 2016)
Tax Bill	$8,046 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0900-002-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0900-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,919 sqft Living Area
1st Floor Area	1,583 sqft
2nd Floor Area	1,030 sqft
Basement Area	306 sqft
Finished Basement	306 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,710 sqft (0.292 acres)
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	175 CHAMBERSBURG WAY
City	FOLSOM
State	CA
Zip	95630-6557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML (PD
Legal Description	WILLOW CREEK ESTS SOUTH 08, LOT 22
Legal Subdivision	WILLOW CREEK ESTS SOUTH 08
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3002
Census Tract	8510

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 CHAMBERSBURG WAY, FOLSOM, CA 95630-6557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Sep 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2016 · Amount on Record
Deed Sale	May 13, 2016 · Amount on Record
Deed Book / Page	20160513 / 836
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	175 CHAMBERSBURG WAY, FOLSOM, CA 95630-6557
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 CHAMBERSBURG WAY, FOLSOM, CA 95630-6557

Mortgage

Document Number	0000000537
Date	Jun 15, 2023
Instrument	202306150537

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	175 CHAMBERSBURG WAY, FOLSOM, CA 95630-6557
Document Number	2010011759
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	175 CHAMBERSBURG WAY FOLSOM CA 956306557, FOLSOM, CA 95630-6557

Mortgage

Document Number	2010011759
Date	Oct 1, 2020
Instrument	2010011759

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Sep 30, 2043

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	175 CHAMBERSBURG WAY, FOLSOM, CA 95630-6557
Document Number	1801311061
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	175 CHAMBERSBURG WAY FOLSOM CA 956306557, FOLSOM, CA 95630-6557

Mortgage

Document Number	1801311061
Date	Jan 31, 2018
Instrument	1801311061

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2038

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,380 (+2%) Land $202,851 Building $538,529
2025	$8,046.00 (+2.07%)	$726,844 (+4.04%) Land $198,874 Building $527,970
2024	$7,883.00 (+1.77%)
2023	$7,746.00 (+1.45%)	$698,621 Land $191,152 Building $507,469
2022	$7,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cal.net, Succeed.Net.

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