175 Brook Ln, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 175 Brook Ln, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,040 sqft · built 1977
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$472,000 (Nov 2002)
Tax Bill	$8,343 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`082-351-04`

Property Details

APN / Parcel Number

Primary APN	`082-351-04`
Alternative APN	`082-351-04-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,040 sqft Living Area
Gross Area	2,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	643 sqft
Patio Area	643 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	175 BROOK LN
City	BOULDER CREEK
State	CA
Zip	95006-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	BUBBLING WATERS TR #202
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3007
Census Tract	120400

Owner

175 Brook Ln is owned and occupied by two individuals who acquired it in April 2015.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 BROOK LN, BOULDER CREEK, CA 95006-9385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2002 · Amount on File
Deed Sale	Nov 27, 2002 · Amount on File
Deed Document Number	200288295
Last Transfer Date	Apr 10, 2015
Transfer Doc	0000014732
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	175 BROOK LN, BOULDER CREEK, CA 95006-9385
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008501
Date	Mar 22, 2018
Instrument	2018-0008501

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	175 BROOK LN, BOULDER CREEK, CA 95006-9385
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010440
Date	Apr 23, 2019
Instrument	2019-0010440

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	175 BROOK LN, BOULDER CREEK, CA 95006-9385
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013843
Date	Apr 22, 2020
Instrument	2020-0013843

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 175 Brook Ln was $8,343 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,290 (+2%) Land $472,738 Building $224,552
2025	$8,343.00 Homeowner's exemption	$683,618 Land $463,469 Building $220,149
2023	$7,985.00 (+2.44%) Homeowner's exemption	$657,073 Land $445,472 Building $211,601	$752,040
2022	$7,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Brook Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	18 (1982–2023)
Claims Outside the SFHA	12 of 18
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Brook Ln is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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