Clay County property record for 175 Black Gap Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,128 sqft · built 1997 |
| Lot Size | 10.3 acres (452,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Apr 2025) |
| Tax Bill | $2,017 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 652100933602 |
| Primary APN | 652100933602 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,128 sqft Heated Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 452,588 sqft (10.3 acres) |
| Account Number | 624276000 |
|---|---|
| Street Address | 175 BLACK GAP RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-0162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2C PAR 1 RAINBOW MTN |
| Legal Lot Number | 2C |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SHOOTING CREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950101 |
175 Black Gap Rd is owned by two individuals who bought it in April 2025.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 ENCORE LN, FRANKLIN, NC 28734-3055 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on File |
| Deed Sale | Apr 1, 2025 · Amount on File |
| Deed Document Number | 2025658 |
| Deed Book / Page | 486 / 266 |
| Prior Transfer Date | Aug 9, 2013 |
| Prior Transfer Doc | 000379/009 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 175 Black Gap Rd was $2,017, up 42.3% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,017.00 (+42.34%) | $618,500 (+120.58%) Land $123,900 Building $494,600 | $618,500 (+120.58%) Land $123,900 Building $494,600 |
| 2025 | $1,417.00 | $280,400 Land $100,400 Building $180,000 | $280,400 Land $100,400 Building $180,000 |
| 2023 | $1,317.00 | $280,400 Land $100,400 Building $180,000 | $280,400 Land $100,400 Building $180,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 175 Black Gap Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 175 Black Gap Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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