Essex County and Swampscott Town property record for 175 Aspen Rd, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 1930 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jun 2012) |
| Tax Bill | $9,062 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0020 B:0203 L:0 |
| Primary APN | SWAM M:0020 B:0203 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,834 sqft |
| Basement Area | 918 sqft |
| Unfinished Basement | 918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 175 ASPEN RD |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Block | 203 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 202200 |
175 Aspen Rd is owned and occupied by two individuals who bought it in June 2012.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 175 ASPEN RD, SWAMPSCOTT, MA 01907-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2025 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jun 17, 2019 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2012 · Amount on File |
| Deed Sale | Jun 28, 2012 · Amount on File |
| Prior Sale | Aug 25, 2003 · Amount on File |
| Deed Book / Page | 31475 / 79 |
| Transfer Doc | 0031475-79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 175 ASPEN RD, SWAMPSCOTT, MA 01907-2161 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042761-523 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 42761/523 |
| Instrument | 20250609001730 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 175 ASPEN RD, SWAMPSCOTT, MA 01907-2161 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040420-543 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 40420/543 |
| Instrument | 20211027003130 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 175 ASPEN RD, SWAMPSCOTT, MA 01907-2161 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40420-543 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 40420/543 |
| Instrument | 20211027003130 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 175 ASPEN RD, SWAMPSCOTT, MA 01907-2161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37589-592 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 37589/592 |
| Instrument | 20190617000600 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 175 Aspen Rd was $9,062, up 7.3% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,062.00 (+7.32%) | $755,200 (+2.58%) Land $344,000 Building $411,200 | $860,264 (+12.99%) |
| 2025 | $8,444.00 | $736,200 Land $344,000 Building $392,200 | $761,330 |
| 2023 | $7,581.00 | $645,700 Land $293,600 Building $352,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 Aspen Rd in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 70 (1978–2022) |
| Claims Outside the SFHA | 32 of 70 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 175 Aspen Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures