175 Aabye Ln, Saluda, NC 28773 Property Records

Polk County property record for 175 Aabye Ln, Saluda, NC 28773

Property Summary

Property Type	Other Improved
Lot Size	6.87 acres (299,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,000 (Jun 2019)
Tax Bill	$4,210 (2026)
Deeds & Mortgages	Mar 2022 Construction Loan Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P13-82`

Property Details

APN / Parcel Number

Primary APN	`P13-82`
Alternative APN	`57116`

Exterior

Lot Area	299,257 sqft (6.87 acres)

Location & Zoning

Account Number	57116
Street Address	175 AABYE LN
City	SALUDA
State	NC
Zip	28773
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	6.87 AC, P14 MAP P14
Legal Subdivision	MAP P14
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1018
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 SPARTANBURG HWY, HENDERSONVILLE, NC 28792-5910
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED FCU
Jun 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Oct 21, 2005 · Amount on Record
Deed Book / Page	441 / 1129
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	175 AABYE LN, SALUDA, NC 28773
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	HOME LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SPARTANBURG HWY PMB 160, HENDERSONVILLE, NC 28792-5910

Mortgage

Document Number	00468/1913
Date	Mar 30, 2022
Book Page	468/1913

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 25, 2019
Property Address	175 AABYE LN, SALUDA, NC 28773
Document Number	00441/1129
Book / Page	441 / 1129
Instrument Date	Jun 1, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 AABYE LN, SALUDA, NC 28773

Mortgage

Document Number	0004411132
Date	Jun 25, 2019
Instrument	441/1132

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	00441/1129
Date	Jun 25, 2019
Book Page	441/1129

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2029

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,210.00 (+1.3%)	$713,347 (-) Land $76,090 Building $637,257	$713,347 (-) Land $76,090 Building $637,257
2025	$4,156.00 (+131.66%)	$713,347 (+176.04%) Land $76,090 Building $637,257	$713,347 (+176.04%) Land $76,090 Building $637,257
2023	$1,794.00	$258,423 Land $54,350 Building $204,073
2021			$258,423 Land $54,350 Building $204,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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