17499 Cachagua Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 17499 Cachagua Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,580 sqft · built 1981
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Jun 2023)
Tax Bill	$4,039 (2025)
Deeds & Mortgages	Jun 2023 Sale Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`417-081-069-000`

Property Details

APN / Parcel Number

Primary APN	`417-081-069-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	17499 CACHAGUA RD
City	CARMEL VALLEY
State	CA
Zip	93924-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 12 PAR MAPS PG 52 PAR 4 10 AC R/W & EXC R/W
Legal Subdivision	PM12 52
Legal Block	2
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2020
Census Tract	11002

Owner

Source: Monterey County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	736 E MEADOW DR, PALO ALTO, CA 94303-4444
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Mar 14, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Mar 14, 2019 · Amount on Record
Deed Document Number	202316481
Prior Transfer Date	Jul 22, 2003
Prior Transfer Doc	0000092892
Record Updated	Jun 8, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 1, 2023
Property Address	17499 CACHAGUA RD, CARMEL VALLEY, CA 93924-9014
Document Number	0000016481
Map Reference	VOL 12 PG 52
Instrument Date	May 22, 2023
Instrument	2023016481
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 E MEADOW DR, PALO ALTO, CA 94303-4444

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17499 CACHAGUA RD, CARMEL VALLEY, CA 93924-9014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041547
Date	Aug 3, 2017
Instrument	2017041547

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 14, 2019
Property Address	17499 CACHAGUA RD, CARMEL VALLEY, CA 93924-9014
Document Number	0000009973
Map Reference	VOL 12 PG 52
Instrument Date	Feb 27, 2019
Instrument	2019009973
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMAPNY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 2695, MONTEREY, CA 93942-2695

Mortgage

Document Number	0000009974
Date	Mar 14, 2019
Instrument	2019009974

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,039.00 (+2.88%)	$374,544 (-12.67%) Land $374,544
2024	$3,926.00 (-15.21%)
2023	$4,630.00 (+3.33%)	$428,879 Land $428,879
2022	$4,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TULARCITOS MWC private · serves 90 people · EPA ID CA2701800
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

Cell Coverage

No cell data coverage reported

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