1749 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1749 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,112 sqft · built 2003
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2024)
Tax Bill	$5,867 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-427-051`

Property Details

APN / Parcel Number

Primary APN	`03-14-427-051`

Interior

Building Area	1,112 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	1749 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 2 PT LT 12 - BEG 97.61'N SE COR, N32.3' E74.38' S32.3' W74.38' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	12
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1010
Census Tract	103

Owner

1749 Waters Edge Dr is owned and occupied by an individual who bought it in January 2024.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1749 WATERS EDGE DR, MINOOKA, IL 60447-8209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jul 12, 2017	Deed of Trust, Mortgage · Construction Mortgage PNC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Aug 29, 2022 · Amount on File
Deed Document Number	2024623553
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 15, 2026
Property Address	1749 WATERS EDGE DR, MINOOKA, IL 60447-8209
Document Number	0000642077
Instrument Date	Oct 9, 2026
Instrument	2026642077
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1749 WATERS EDGE DR, MINOOKA, IL 60447-8209

Mortgage

Document Number	0000642078,
Date	Oct 15, 2026
Instrument	2026642078

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jan 18, 2024
Property Address	1749 WATERS EDGE DR, MINOOKA, IL 60447-8209
Document Number	0000623553
Instrument Date	Jan 15, 2023
Instrument	623553
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1749 WATERS EDGE DR, MINOOKA, IL 60447-8209

Mortgage

Document Number	0000623554
Date	Jan 18, 2024
Instrument	623554

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.13%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 29, 2022
Property Address	1749 WATERS EDGE DR, MINOOKA, IL 60447-8209
Document Number	0000615296
Map Reference	DOC 423065
Instrument Date	Aug 23, 2022
Instrument	615296
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1749 WATERS EDGE DR, MINOOKA, IL 60447-8209

Mortgage

Document Number	0000615297
Date	Aug 29, 2022
Instrument	615297

Lender

Name	BAY EQUITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.63%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1749 WATERS EDGE DR, MINOOKA, IL 60447-8209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000571095
Date	Jul 12, 2017
Instrument	571095

Lender

Name	PNC MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1749 Waters Edge Dr was $5,867 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,867.00	$73,145 Land $17,276 Building $55,869	$219,435 Land $51,828 Building $167,607
2022	$4,233.00 Homeowner's exemption	$58,776 Land $13,882 Building $44,894	$176,328 Land $41,646 Building $134,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1749 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1749 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

Nearby Properties on Waters Edge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures