1748 State Hwy 8, Mount Upton, NY 13809 Property Records

Chenango County and Guilford Town property record for 1748 State Hwy 8, Mount Upton, NY 13809

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,446 sqft · built 1890
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Tax Bill$2,089 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Jul 2018 Mortgage
Flood ZoneZone AE (high risk)
APN083200 199.07-2-11

Property Details

APN / Parcel Number

Primary APN083200 199.07-2-11
Alternative APNs
  • 320019907000020110000000
  • 0710444

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,446 sqft Living Area
1st Floor Area1,014 sqft
Upper Floors Area432 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions110 ft deep x 50 ft wide
View / LotRiver
PorchSlab
Porch Area372 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0710444
Street Address1748 STATE HIGHWAY 8
CityMOUNT UPTON
StateNY
Zip13809-4103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block2
Legal Lot Number11.000
JurisdictionCHENANGO NY
Township / Civil DivisionGUILFORD
Census Block Group3
Census Block3036
Census Tract970602

Owner

Source: Chenango County and Guilford Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address152 OLD STATE HIGHWAY 8 N, MOUNT UPTON, NY 13809-4230
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2018Grant Deed, Transfer · Conventional with PMI
HOMEOWNERS ADVANTAGE
Jul 12, 2018Grant Deed, Transfer
HOMEOWNERS ADVANTAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHENANGO NY
Recording DateJul 12, 2018
Property Address1748 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4103
Document Number0000000917
Instrument DateJul 2, 2018
Instrument917
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1219 RIVER RD SOUTH NEW BERLIN NY 138433109, SOUTH NEW BERLIN, NY 13843-3109
InvestorPossibly a Property Investor

Mortgage

Document NumberM1324
DateJul 12, 2018
InstrumentM1324
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 11, 2048

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHENANGO NY
Recording DateJul 12, 2018
Property Address1748 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4103
Document Number000000D917
Instrument DateJun 28, 2018
InstrumentD917
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address152 OLD STATE HIGHWAY 8 N MOUNT UPTON NY 138094230, MOUNT UPTON, NY 13809-4230

Mortgage

Document NumberM1324
DateJul 12, 2018
InstrumentM1324
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded
Term360 Months
DueJul 11, 2048

Tax Assessment & Valuation

Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionGuilford Town
Unified School DistrictGilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,089.00$63,300 (-) Land $2,600 Building $60,700$80,127 (+5.06%) Land $3,291 Building $76,836
2023$63,300 Land $2,600 Building $60,700$76,265 Land $3,133 Building $73,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2011)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT UPTON WATER DISTRICT
serves 300 people · EPA ID NY0801743
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

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