1748 Spreckelmeyer Rd, Berger, MO 63014 Property Records

Franklin County property record for 1748 Spreckelmeyer Rd, Berger, MO 63014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,829 sqft · built 1900
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-6-23.0-0-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`03-6-23.0-0-000-005.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,829 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	187,308 sqft (4.3 acres)

Exterior Amenities

Deck Area	Deck Area
Patio Area	336 sqft
Shed	1 Shed
Shed Area	320 sqft
Lean-To	224 sqft

Location & Zoning

Street Address	1748 SPRECKELMEYER RD
City	BERGER
State	MO
Zip	63014-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT NW NW&PT NE NE IN SEC 22 E OF SPRECKELMEYER RD
Legal Range	4W
Legal Township	45N
Legal Section	23
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOEUF
Census Block Group	5
Census Block	5003
Census Tract	800401

Owner

Source: Franklin County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1748 SPRECKELMEYER RD, BERGER, MO 63014-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES SVGS BK/RHINELAND
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES SVGS BK/RHINELAND
Jan 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1748 SPRECKELMEYER RD, BERGER, MO 63014-1514
Document Number	0000011913
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1748 SPRECKELMEYER RD BERGER MO 630141514, BERGER, MO 63014-1514

Mortgage

Document Number	0000011913
Date	Jul 27, 2020
Instrument	11913

Lender

Name	PEOPLES SVGS BK/RHINELAND
Type	Federal Savings Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1748 SPRECKELMEYER RD, BERGER, MO 63014-1514
Document Number	0000004884
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 SPRECKELMEYER RD BERGER MO 630141514, BERGER, MO 63014-1514

Mortgage

Document Number	0000004884
Date	Apr 26, 2019
Instrument	4884

Lender

Name	PEOPLES SVGS BK/RHINELAND
Type	Federal Savings Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 6, 2017
Property Address	1748 SPRECKELMEYER RD, BERGER, MO 63014-1514
Document Number	0000000257
Instrument Date	Dec 12, 2016
Instrument	257
Transaction Type	Transfer
Record Updated	Jan 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1748 SPRECKELMEYER RD BERGER MO 630141514, BERGER, MO 63014-1514

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00	$30,561 (+1.28%)	$163,350 (+1.11%) Land $12,320 Building $151,030
2023	$1,878.00 (+14.09%)	$30,176	$161,550 Land $11,320 Building $150,230
2022	$1,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Cable One DSL	25 / 3

May also be available: Whittrio.

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