St. Johns County property record for 1748 Pennan Pl, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,214 sqft · built 2011 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,900 (Jan 2012) |
| Tax Bill | $8,504 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009631-5247 |
| Primary APN | 009631-5247 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,214 sqft Living Area |
| Gross Area | 4,057 sqft |
| 1st Floor Area | 2,134 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 513 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 394 sqft |
| Patio Area | 926 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1748 PENNAN PL |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 59/29-37 DURBIN CROSSING NORTH PHASE 1 UNIT 3 BLOCK E2 LOT 47 OR3513/474 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 1 UNIT 3 |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 47 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20808 |
1748 Pennan Pl is owned and occupied by two individuals who bought it in January 2012.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1748 PENNAN PL, SAINT JOHNS, FL 32259-8201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Oct 4, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2012 · Amount on File |
| Deed Sale | Jan 6, 2012 · Amount on File |
| Prior Sale | Dec 21, 2010 · Amount on File |
| Deed Document Number | 20121117 |
| Deed Book / Page | 3513 / 474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1748 PENNAN PL, SAINT JOHNS, FL 32259-8201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1748 PENNAN PL PI, PI, SAINT JOHNS, FL 32259-8201 |
| Document Number | 0058361131 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 5836/1131 |
| Instrument | 2023078596 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1748 PENNAN PL, SAINT JOHNS, FL 32259-8201 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049711223 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 4971/1223 |
| Instrument | 2020049405 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1748 PENNAN PL, SAINT JOHNS, FL 32259-8201 |
| Document Number | 0048101314 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1748 PENNAN PL ST JOHNS FL 322598201, ST JOHNS, FL 32259-8201 |
| Document Number | 0048101314 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 004810/001314 |
| Instrument | 75286 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 9, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1748 Pennan Pl was $8,504 with a homeowner's exemption, up 8.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,543 (+2.7%) | $623,115 (-12.42%) Land $160,000 Building $463,115 | |
| 2025 | $8,504.00 (+8.93%) Homeowner's exemption | $380,276 (+2.9%) | $711,441 (+12.57%) Land $200,000 Building $511,441 |
| 2024 | $7,807.00 (+1.79%) Homeowner's exemption | $369,559 (+3%) | $632,007 (+3.56%) Land $165,000 Building $467,007 |
| 2023 | $7,670.00 (+4.17%) Homeowner's exemption | $358,795 (+3%) | $610,272 (+6.99%) Land $150,000 Building $460,272 |
| 2022 | $7,363.00 Homeowner's exemption | $348,345 | $570,393 Land $134,400 Building $435,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1748 Pennan Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1748 Pennan Pl is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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