1748 Harrogate Dr, Augusta, GA 30906 Property Records

Augusta-Richmond County Consolidated Government property record for 1748 Harrogate Dr, Augusta, GA 30906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,973 sqft · built 1996
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,104 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214-0-181-00-0`

Property Details

APN / Parcel Number

Primary APN	`214-0-181-00-0`
Alternative APNs	`83285` `67486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,973 sqft Gross Area
1st Floor Area	1,973 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1748 HARROGATE DR
City	AUGUSTA
State	GA
Zip	30906-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WOODLANDS OF GOSHEN (00200) 017-C
Legal Subdivision	WOODLANDS OF GOSHEN
Legal Block	C
Legal Lot Number	17
Jurisdiction	RICHMOND GA
Township / Civil Division	HEPHZIBAH
Census Block Group	2
Census Block	2009
Census Tract	10908

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1748 HARROGATE DR, AUGUSTA, GA 30906-9310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 17, 2019	Loan Modification, Mortgage · Conventional Mortgage M&T BK
May 3, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 1996
Deed Sale	Aug 19, 1996
Prior Sale	Aug 12, 1996
Deed Book / Page	532 / 65
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	1748 HARROGATE DR, AUGUSTA, GA 30906-9310
Document Number	0016871433
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1748 HARROGATE DR AUGUSTA GA 309069310, AUGUSTA, GA 30906-9310

Mortgage

Document Number	0016871433
Date	Jul 31, 2019
Book Page	001687/001433

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND GA
Property Address	1748 HARROGATE DR, AUGUSTA, GA 30906-9310
Document Number	0016871425
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1478 HARROGATE DR AUGUSTA GA 30906, AUGUSTA, GA 30906

Mortgage

Document Number	0016871425
Date	Jul 31, 2019
Book Page	001687/001425

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND GA
Property Address	1748 HARROGATE DR, AUGUSTA, GA 30906-9310
Document Number	0015802112
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 HARROGATE DR AUGUSTA GA 309069310, AUGUSTA, GA 30906-9310

Mortgage

Document Number	0015802112
Date	May 31, 2017
Book Page	001580/002112
Instrument	23781

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,104.00 (-12.31%)
2025	$1,259.00 (+26.79%)	$102,124 (+12.17%) Land $9,400 Building $92,724	$255,310 (+12.17%) Land $23,500 Building $231,810
2023	$993.00 (-11.81%) Senior Citizen's exemption Additional exemption filed	$91,048 (+20.4%) Land $9,400 Building $81,648	$227,620 (+20.4%) Land $23,500 Building $204,120
2022	$1,126.00	$75,624 Land $9,400 Building $66,224	$189,060 Land $23,500 Building $165,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEPHZIBAH serves 6,941 people · EPA ID GA2450002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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