1748 Gablehammer Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1748 Gablehammer Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,758 sqft · built 2012
Lot Size	5.14 acres (224,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Dec 2024)
Tax Bill	$8,698 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-029876`

Property Details

APN / Parcel Number

Primary APN	`06-029876`
Alternative APNs	`6029876` `029876`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,758 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Utility Area	176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	224,116 sqft (5.14 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	572 sqft
Deck Area	912 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	029876
Street Address	1748 GABLEHAMMER RD
City	WESTMINSTER
State	MD
Zip	21157-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 10 - 5.145 ACS 1748 GABLEHAMMER RD 20-3 HIDDEN VALLEY SEC 1
Legal Subdivision	AMENDEDD SECTION ONE OF HIDDEN VALLEY
Legal Lot Number	10
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1005
Census Tract	506102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1748 GABLEHAMMER RD, WESTMINSTER, MD 21157-3954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 29, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Book / Page	11384 / 418
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 11, 2019
Property Address	1748 GABLEHAMMER RD, WESTMINSTER, MD 21157-3954
Document Number	0094070043
Book / Page	009407 / 000043
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	R AND P SETTLEMENT GROUP LLC, R&P SETTLEMENT GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1748 GABLEHAMMER RD WESTMINSTER MD 211573954, WESTMINSTER, MD 21157-3954

Mortgage

Document Number	94070071
Date	Sep 11, 2019
Book Page	009407/000071

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1748 GABLEHAMMER RD, WESTMINSTER, MD 21157-3954
Document Number	0086590265
Book / Page	008659 / 000265
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1748 GABLEHAMMER RD WESTMINSTER MD 211573954, WESTMINSTER, MD 21157-3954

Mortgage

Document Number	0086590265
Date	Apr 12, 2017
Book Page	008659/000265

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,698.00 (+6.27%)	$771,333 (+25.05%)	$862,800 (+18.91%) Land $180,700 Building $682,100
2025	$8,185.00 (+17.45%)
2023	$6,969.00	$616,800	$725,600 Land $160,700 Building $564,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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