1748 Elliott Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 1748 Elliott Rd, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	2,394 sqft · built 2023
Lot Size	83.1 acres (3,620,925 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2021)
Tax Bill	$5,696 (2026)
Deeds & Mortgages	Oct 2022 Construction Loan Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19182-249`

Property Details

APN / Parcel Number

Primary APN	`19182-249`
Alternative APNs	`192969313086` `108746`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,394 sqft Heated Area
Gross Area	3,648 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Lot Area	3,620,925 sqft (83.1 acres)

Location & Zoning

Account Number	108746
Old Parcel Number	19182249
Street Address	1748 ELLIOTT RD
City	WEST JEFFERSON
State	NC
Zip	28694-8188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83.125 (DB 532/381)
Jurisdiction	ASHE NC
Township / Civil Division	WEST JEFFERSON
Census Block Group	1
Census Block	1022
Census Tract	970502

Owner

1748 Elliott Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Ashe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1748 ELLIOTT RD, WEST JEFFERSON, NC 28694-8188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Sep 10, 2021	Intrafamily Transfer, Transfer
Sep 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Deed Document Number	20215379
Deed Book / Page	532 / 322
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1748 ELLIOTT RD, WEST JEFFERSON, NC 28694-8188
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17681 90TH ST N, LOXAHATCHEE, FL 33470-2632

Mortgage

Document Number	00546/1864
Date	Oct 11, 2022
Book Page	546/1864
Instrument	5466

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Sep 10, 2021
Property Address	1748 ELLIOTT RD, WEST JEFFERSON, NC 28694-8188
Document Number	000532/331
Book / Page	532 / 331
Instrument Date	Sep 10, 2021
Instrument	5380
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 SUGAR MILL LN S, FLAGLER BEACH, FL 32136-4913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17681 90TH ST N, LOXAHATCHEE, FL 33470-2632

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 10, 2021
Property Address	1748 ELLIOTT RD, WEST JEFFERSON, NC 28694-8188
Document Number	000532/322
Book / Page	532 / 322
Instrument Date	Sep 7, 2021
Instrument	5379
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	SUGAR MILL LANE S, FLAGLER BEACH, FL 32136

Tax Assessment & Valuation

The 2026 property tax bill for 1748 Elliott Rd was $5,696.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,696.00	$975,400 (-) Land $343,500 Building $631,900	$975,400 (-) Land $343,500 Building $631,900
2025	$5,696.00	$975,400 Land $343,500 Building $631,900	$975,400 Land $343,500 Building $631,900
2023	$2,517.00 (+22.42%)	$446,300 (+36.69%) Land $343,500 Building $102,800	$446,300 (+36.69%) Land $343,500 Building $102,800
2022	$2,056.00	$326,500 Land $265,400 Building $61,100	$326,500 Land $265,400 Building $61,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1748 Elliott Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1748 Elliott Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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