1748 el Centro Ave, Napa, CA 94558 Property Records

Napa County property record for 1748 el Centro Ave, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,138 sqft · built 1961
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (Dec 2002)
Tax Bill	$8,820 (2026)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Feb 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-063-011-000`

Property Details

APN / Parcel Number

Primary APN	`038-063-011-000`
Alternative APNs	`038-063-011` `03806311`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,138 sqft Living Area
Gross Area	2,337 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	199 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	038-063-011
Street Address	1748 EL CENTRO AVE
City	NAPA
State	CA
Zip	94558-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1009
Census Tract	200601

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1748 EL CENTRO AVE, NAPA, CA 94558-1957
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2002 · Amount on Record
Deed Sale	Dec 10, 2002 · Amount on Record
Prior Sale	Dec 18, 1997 · Amount on Record
Deed Document Number	200251067
Last Transfer Date	Aug 29, 2016
Transfer Doc	0000021999
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1748 EL CENTRO AVE, NAPA, CA 94558-1957
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 EL CENTRO AVE, NAPA, CA 94558-1957

Mortgage

Document Number	0000014519
Date	Apr 23, 2021
Instrument	2021-0014519

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	927 Months
Due	Jul 29, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.43%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1748 EL CENTRO AVE, NAPA, CA 94558-1957
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004599
Date	Feb 21, 2020
Instrument	2020-0004599

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.83%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1748 EL CENTRO AVE, NAPA, CA 94558-1957
Document Number	0000004600
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/NAPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 EL CENTRO AVE NAPA CA 945581957, NAPA, CA 94558-1957

Mortgage

Document Number	0000004600
Date	Feb 21, 2020
Instrument	4600

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.83%

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,820.00 (+2.14%) Homeowner's exemption	$716,473 (+2%) Land $258,519 Building $457,954	$716,473 (+2%) Land $258,519 Building $457,954
2025	$8,635.00 (+5.1%) Homeowner's exemption	$702,425 (+4.04%) Land $253,450 Building $448,975	$702,425 Land $253,450 Building $448,975
2023	$8,216.00 (+1.38%) Homeowner's exemption	$675,151 Land $243,609 Building $431,542
2022	$8,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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