1748 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 1748 E 31st St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1940
Square Footage	1,432 sqft Living Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Tax Bill	$1,197.00 (2025)

Owner

Source: Lorain County records · APN 03-00-096-111-014

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1748 E 31ST ST, LORAIN, OH 44055-1720
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1748 E 31ST ST, LORAIN, OH 44055-1720
Document Number	0000773611
Instrument Date	Aug 05, 2020
Transaction Type	Mortgage
Record Updated	Sep 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1748 E 31ST ST LORAIN OH 440551720, LORAIN, OH 44055-1720

Mortgage

Document Number	0000773611
Date	Aug 12, 2020
Instrument	773611

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,197.00	$31,330 (-0.01%) Land $5,400 Building $25,930	$89,520 (-) Land $15,430 Building $74,090
2024	$1,197.00 (+2.4%)	$31,333 (+38.04%) Land $5,401 Building $25,932	$89,520 (+38.04%) Land $15,430 Building $74,090
2023	$1,169.00 (+0.95%)	$22,698 (-0.01%) Land $3,290 Building $19,408	$64,850 (-) Land $9,400 Building $55,450
2022	$1,158.00	$22,700 Land $3,290 Building $19,410
2021			$64,850 Land $9,400 Building $55,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-00-096-111-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,432 sqft Living Area
1st Floor	716 sqft 1st Floor
2nd Floor	676 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	192 ft x 50 ft Depth x Width

Exterior Amenities

Deck Area	120 sqft Deck
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	312 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	1748 E 31ST ST
City	LORAIN
State	OH
Zip	44055-1720
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L CO 2 FRNT 0050.00 DPTH 0192.00
Legal Subdivision	S L CO 2 FRNT
Legal Block	111
Legal Lot Number	1303
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2001
Census Tract	23100