1748 Cloud Peak Dr, Sparks, NV 89436 Property Records

Washoe County property record for 1748 Cloud Peak Dr, Sparks, NV 89436

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,658 sqft · built 2004
Lot Size	0.183 acres (7,983 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Aug 2020)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-532-09`

Property Details

APN / Parcel Number

Primary APN	`514-532-09`
Alternative APN	`182345`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,658 sqft Living Area
1st Floor Area	1,544 sqft
2nd Floor Area	2,114 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	7,983 sqft (0.183 acres)
Garage Type	Built-in
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	277 sqft
Deck Area	75 sqft
Patio Area	75 sqft
Balcony	Balcony
Balcony Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	182345
Street Address	1748 CLOUD PEAK DR
City	SPARKS
State	NV
Zip	89436-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SKY RIDGE 1 LT 15
Legal Range	20
Legal Township	20
Legal Subdivision	SKY RIDGE 1
Legal Lot Number	15
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	2
Census Block	2011
Census Tract	3507

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1748 CLOUD PEAK DR, SPARKS, NV 89436-8691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 31, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FCU
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Dec 6, 2013 · Amount on Record
Deed Document Number	5071552
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1748 CLOUD PEAK DR, SPARKS, NV 89436-8691
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2103, SPARKS, NV 89432-2103

Mortgage

Document Number	0005316004
Date	Jul 1, 2022
Instrument	5316004

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 31, 2020
Property Address	1748 CLOUD PEAK DR, SPARKS, NV 89436-8691
Document Number	0005071552
Map Reference	DOC 3699356
Instrument Date	Aug 31, 2020
Instrument	5071552
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,255.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1748 CLOUD PEAK DR, SPARKS, NV 89436-8691

Mortgage

Document Number	0005071553
Date	Aug 31, 2020
Instrument	5071553

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1748 CLOUD PEAK DR, SPARKS, NV 89436-8691
Document Number	0004748202
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM US RECORDINGS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 CLOUD PEAK DR SPARKS NV 894368691, SPARKS, NV 89436-8691

Mortgage

Document Number	0004748202
Date	Sep 27, 2017
Instrument	4748202

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,822.00 (+6.05%)	$218,820 (+5.18%) Land $41,195 Building $177,625	$625,199 (+5.18%) Land $117,700 Building $507,499
2023	$4,547.00	$208,048 Land $39,025 Building $169,023	$594,422 Land $111,500 Building $482,922

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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