1748 Cedar Rdg Dr, Spring Valley, OH 45370 Property Records

Greene County property record for 1748 Cedar Rdg Dr, Spring Valley, OH 45370

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,764 sqft · built 2006
Lot Size	2.16 acres (94,482 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Jun 2006)
Tax Bill	$12,627 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L322025061`

Property Details

APN / Parcel Number

Primary APN	`L322025061`
Alternative APN	`L32-0002-0025.0-0061.00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,764 sqft Living Area
1st Floor Area	2,438 sqft
Basement Area	2,438 sqft
Unfinished Basement	2,438 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	94,482 sqft (2.16 acres)
Lot Dimensions	293 ft deep x 154 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1748 CEDAR RIDGE DR
City	SPRING VALLEY
State	OH
Zip	45370-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE ESTATES SEC 2 LOT 29 CEDAR RIDGE DR
Legal Subdivision	RIVER RIDGE ESTATES
Legal Lot Number	29
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	3
Census Block	3022
Census Tract	220102

Owner

Source: Greene County records · APN L322025061

Assessment roll updated March 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1748 CEDAR RIDGE DR, SPRING VALLEY, OH 45370-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit OLD FORT BKNG
May 08, 2020	Deed of Trust, Mortgage · Line of Credit OLD FORT BKNG
Dec 12, 2017	Deed of Trust, Mortgage · Conventional with PMI OLD FORT BKNG
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit OLD FORT BKNG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2006 · Amount on Record
Deed Sale	Jun 09, 2006 · Amount on Record
Prior Sale	Apr 23, 2002 · Amount on Record
Deed Document Number	200613205
Deed Book / Page	2579 / 71
Prior Transfer Date	Oct 02, 1998
Prior Transfer Doc	0000005824
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1748 CEDAR RIDGE DR, SPRING VALLEY, OH 45370-9783
Document Number	0000019988
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	748 CREST RIDGE DR SPRING VALLEY OH 45370, SPRING VALLEY, OH 45370

Mortgage

Document Number	0000019988
Date	Oct 06, 2020
Instrument	19988

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	OLD FORT, OH 44861

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 05, 2030

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1748 CEDAR RIDGE DR, SPRING VALLEY, OH 45370-9783
Document Number	0000008434
Instrument Date	May 08, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1748 CEDAR RIDGE DR SPRING VALLEY OH 453709783, SPRING VALLEY, OH 45370-9783

Mortgage

Document Number	0000008434
Date	May 13, 2020
Instrument	8434

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2035

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1748 CEDAR RIDGE DR, SPRING VALLEY, OH 45370-9783
Document Number	0000021883
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1748 CEDAR RIDGE DR SPRING VALLEY OH 453709783, SPRING VALLEY, OH 45370-9783

Mortgage

Document Number	0000021883
Date	Dec 27, 2017
Instrument	21883

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	TIFFIN, OH 44883

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1748 CEDAR RIDGE DR, SPRING VALLEY, OH 45370-9783
Document Number	0000000098
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1748 CEDAR RIDGE DR SPRING VALLEY OH 453709783, SPRING VALLEY, OH 45370-9783

Mortgage

Document Number	0000000098
Date	Jan 02, 2018
Instrument	98

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	OLD FORT, OH 44861

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,627.00 (+3.41%)	$215,810 (-) Land $31,090 Building $184,720
2024		$215,810 (-) Land $31,090 Building $184,720
2023	$12,211.00	$215,810 (+22.77%) Land $31,090 Building $184,720	$616,600 (+22.77%) Land $88,830 Building $527,770
2022	$12,211.00	$175,780 Land $31,090 Building $144,690
2020			$502,220 Land $88,830 Building $413,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Greene County (39057C), as of March 28, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390572201023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 23 locations within half a mile of this property.

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