Frederick County property record for 1748 Castle Rock Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,708 sqft · built 2001 |
| Lot Size | 0.207 acres (9,031 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jan 2013) |
| Tax Bill | $10,238 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-232537 |
| Primary APN | 02-232537 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,708 sqft Living Area |
| Gross Area | 5,108 sqft |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,031 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 232537 |
|---|---|
| Street Address | 1748 CASTLE ROCK RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LT 5 PLAT 29 PHASE 3 BLK R 9,031 SQ. FT. DEARBOUGHT |
| Legal Subdivision | DEARBOUGHT 29 PH 3 |
| Legal Phase | 3 |
| Legal Block | R |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 750805 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1748 CASTLE ROCK RD, FREDERICK, MD 21701-9390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage ARC HOME LLC |
| Apr 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2013 · Amount on Record |
| Deed Sale | Jan 7, 2013 · Amount on Record |
| Prior Sale | Oct 10, 2012 · Amount on Record |
| Deed Book / Page | 9297 / 116 |
| Prior Transfer Date | Dec 21, 2012 |
| Prior Transfer Doc | 0092970116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1748 CASTLE ROCK RD, FREDERICK, MD 21701-9390 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MONOCACY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0131960155 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 13196/0155 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1748 CASTLE ROCK RD, FREDERICK, MD 21701-9390 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1748 CASTLE ROCK RD, FREDERICK, MD 21701-9390 |
| Document Number | 0158320120 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 15832/120 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,533 (+2.62%) | $734,200 (+7.86%) Land $151,400 Building $582,800 | |
| 2025 | $10,238.00 (+4.87%) Homeowner's exemption | $680,700 (+25.08%) Land $126,000 Building $554,700 | $680,700 (-) Land $126,000 Building $554,700 |
| 2024 | $9,763.00 (+7.3%) | ||
| 2023 | $9,099.00 Homeowner's exemption | $544,233 | $680,700 Land $126,000 Building $554,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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