1748 Bella Lago Dr, Clermont, FL 34711 Property Records

Lake County property record for 1748 Bella Lago Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,650 sqft · built 2016
Lot Size	0.356 acres (15,509 sqft)
Owner	Individual Name on Record
Last Sale	$479,312 (Jul 2016)
Tax Bill	$7,331 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0010-000-06000`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0010-000-06000`
Alternative APN	`3859160`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,650 sqft Living Area
1st Floor Area	2,174 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	15,509 sqft (0.356 acres)
Garage Type	Finished
Garage Area	869 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	223 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3859160
Street Address	1748 BELLA LAGO DR
City	CLERMONT
State	FL
Zip	34711-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA LAGO PB 60 PG 14-15 LOT 60 ORB 4802 PG 1027
Legal Range	26E
Legal Township	23S
Legal Section	04
Legal Subdivision	BELLA LAGO
Legal Tract	A-C,C1
Legal Lot Number	60
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1005
Census Tract	31308

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1748 BELLA LAGO DR, CLERMONT, FL 34711-4635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2016 · Amount on Record
Deed Sale	Jul 5, 2016 · Amount on Record
Prior Sale	Apr 4, 2013 · Amount on Record
Deed Document Number	2016068867
Deed Book / Page	4802 / 1027
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1748 BELLA LAGO DR, CLERMONT, FL 34711-4635
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 BELLA LAGO DR, CLERMONT, FL 34711-4635

Mortgage

Document Number	0062270002
Date	Oct 16, 2023
Book Page	6227/2
Instrument	2023126920

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 7, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1748 BELLA LAGO DR, CLERMONT, FL 34711-4635
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054222404
Date	Feb 18, 2020
Book Page	5422/2404
Instrument	2020019950

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1748 BELLA LAGO DR, CLERMONT, FL 34711-4635
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 BELLA LAGO DR, CLERMONT, FL 34711-4635

Mortgage

Document Number	0055631300
Date	Oct 15, 2020
Book Page	5563/1300
Instrument	2020115557

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$484,260 (+6.35%) Land $169,600 Building $314,660	$674,048 (+4.65%) Land $169,600 Building $504,448
2024	$7,331.00 (+2.1%)
2023	$7,180.00 (+2.87%) Homeowner's exemption	$455,350 (+3%)	$644,105 (+11.72%) Land $169,600 Building $474,505
2022	$6,980.00 Homeowner's exemption	$442,090	$576,517 Land $103,200 Building $473,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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